** LAKELIFE living starts NOW ** 2022 CUSTOM POOL HOME with acreage / POLE BARN & permission for a DOCK on the freshwater canal that leads to Lake Beauclair. This beautifully crafted home boasts numerous custom features, nestled in 1. 66 ACRES of land. *** Hidden River Lakes community is just 68 acreage homesites. This is a unique gem, nestled in the heart of lake County ***. Great curb appeal with an expansive porch, Bahama Shutters and double front doors that open into a sweeping open plan great room with cathedral ceiling. Generous dining area with feature wall and modern chandeliers. Family kitchen is finished with Cambria Quartz countertops and designer backsplash with modern wood cabinetry that include 42in uppers and designer cook hood. The oversized island with 3-pendent lights offers comfortable seating for 5. Stainless steel appliances in the kitchen are included. Large walk-in pantry and dry-bar provide great storage. Great room has two sets of French Doors that open to the generous covered lanai that offers a wet-bar with cabinetry; perfect for those lazy poolside days. Sprawling deck space that encompasses the heated in-ground 15x25ft pool. Pool features an extended sun-shelf, for easy entry and shallow wading with umbrella sleeve for shade. Beyond the screened pool deck, the home has a fully enclosed and fenced garden area; then reaching views down the property to the pole barn and to the back of the lot; where the freshwater canal runs & Access to community boat ramp. Primary bedroom suite provides great space and storage options; with very large walk-in closet and passthrough window to laundry room. Tray ceiling detail, door to poolside deck and barn door to primary bath. The primary bath features double vanities with Cambria Quartz counters and well designed cabinetry, a linen closet and oversized shower with double shower heads, floor to ceiling tiling and frameless glass. Double aspect windows. Separate WC. Bedrooms 2 & 3 are great sizes with walk-in closets and tray ceiling detail. Bedroom 4 has a built-in closet and rear aspect window overlooking the garden. Bathrooms 2 & 3 boast beautiful tile detail, well thought out cabinetry and Cambria Quartz countertops. Bathroom 2 offers tub / shower combo. 3-car garage with LiftMaster garage doors opening to parking area and long driveway. *** 50AMP RV Hook up *** Useable attic space.
** NEW ROOF November 2024 following storm damage. ** ACCESS TO COMMUNITY RAMP AND FLOATING DOCK **
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William Raveis Mortgage, LLC
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Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
|
---|---|---|---|
Loan Amount | $860,000 | $860,000 | $860,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.750% | 6.625% | 6.625% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.235% | 6.723% | 6.826% |
Monthly Tax Payment | $567 | $567 | $567 |
H/O Insurance Payment | $125 | $125 | $125 |
Initial Principal & Interest Pmt | $5,578 | $5,507 | $7,551 |
Total Monthly Payment | $6,270 | $6,199 | $8,243 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.