This waterfront, 2 bedroom, 2 bath home is located in Charlotte Park in the center of Punta Goda. Situated on the Venice Canal, you are just 20 minutes to Charlotte Harbor and the on to the Gulf of Mexico. There’s a covered “marine treated wood” 12 by 10 dock and 4500 lb boat lift. So bring your boat! There’s also a ramp for your kayaks! This home is perfect for enjoying waterfront living with several preferred seating areas overlooking the waterway and for enjoying the waterfowl and marine life that abound in this area. The front porch welcomes you into a bright and open floor plan with soaring vaulted ceilings, wood plank luxury vinyl flooring in the main living areas, decorator light and fan fixtures, and color accent walls with crowned molding. The fully equipped kitchen boasts warm wood cabinetry, stainless appliances, pantry, and island with breakfast bar that opens to the main living areas for easy entertaining. And, just off the kitchen is a cozy dining area. The master suite will be your private retreat with en suite bath with spacious walk-in shower and his and hers sinks. The huge deck on the side of the home will be a great spot for entertaining or enjoying your morning coffee or afternoon drink! Other key features include new standing seam metal roof, hot tub, 2-car carport, 2 storage buildings (including freezer in one of the buildings), and parking pad providing lots of room for storing your vehicles and “toys”, and public water service for convenience and reliability. Plus, storm shutters will provide peace of mind during inclement weather. As an added bonus, the dedicated laundry area is equipped with newer washer and dryer and overhead cabinets. Proximity to local waterways and beaches, dining, shopping, and golf courses makes this property ideal for the Florida lifestyle. Also, easy access to public parks with bike and walking trails and picnic areas, and boat ramps providing access to many waterways, beautiful Charlotte Harbor, Peace and Myakka Rivers, and the blue waters of the Gulf of Mexico. Just a short distance to historic downtown Punta Gorda and popular Fishermen’s Village with quaint shops and cafes. And easy access to Interstate 75 with Sarasota and Tampa to the North and Fort Myers and Naples to the South. Your waterfront oasis awaits! **PLEASE ENJOY THE 3D INTERACTIVE VIRTUAL TOUR ASSOCIATED WITH THIS LISTING
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William Raveis Mortgage, LLC
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Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $200,000 | $200,000 | $200,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.330% | 7.171% | 6.538% |
Monthly Tax Payment | $179 | $179 | $179 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,331 | $1,329 | $1,715 |
Total Monthly Payment | $1,585 | $1,583 | $1,969 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.