Your next home is this Jasmine model in the desirable Pennecamp neighborhood. As you pull up to this charming block/stucco home you'll see the expoxied driveway surrounded by mature landscaping. The garage has expoxy flooring as well, for ease of maintenance, plus pulldown access to the attic. This value-priced 3/2 with NO BOND and split floorplan has a 2024 A/C, 2022 water heater and a new 2024 roof installed, removing any worries over insurance. The windows have Plantation Shutters throughout, and the ceiling is knockdown/textured (no popcorn). The kitchen has a breakfast nook overlooking the front yard, beautiful wooden cabinets and all appliances are stainless steel. Countertops are laminate throughout. A comfortable master bedroom includes a walk-in closet, and an easy access tiled Roman Shower. Enjoy your backyard privacy with a glass-enclosed lanai featuring a mini-split air conditioner. Both of the other bedrooms have built-in closets, and the guest bathroom has a bath/tub combo (great for when younger grandkids come to visit). Close to the Lake Miona and Allamanda Rec Centers, Bonita Pass Executive Golf Course, and Cane Garden Country Club, this location has it all. Don't let this one slip by!
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Our Executive Mortgage Banker:
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$415,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $332,000 | $332,000 | $332,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 7.000% | 6.125% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.330% | 7.182% | 6.412% |
Monthly Tax Payment | $228 | $228 | $228 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,209 | $2,209 | $2,824 |
Total Monthly Payment | $2,512 | $2,512 | $3,127 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.