**Seller to pay up to $8, 000 towards buyer closing costs or rate buy down with acceptable offer. ** Welcome to this Craftsman-style smart home nestled in an established tree lined neighborhood with a quick commute to NAS Jax military base, downtown or wherever you need to be. Built in 2019, this modern abode seamlessly blends classic charm with contemporary convenience. Step inside to discover an inviting open floor plan, where the heart of the home, the kitchen, overlooks the dining and living areas. Perfect for entertaining guests or keeping an eye on loved ones. Adorned with wood cabinets and featuring a convenient breakfast bar, the kitchen is both functional and stylish, providing ample space for culinary adventures. The home boasts wood-look vinyl plank flooring throughout, offering the warmth and aesthetic appeal of wood with the added benefit of easy care and maintenance. You'll find plush carpeting in some of the bedrooms, providing a cozy retreat for rest and relaxation after a long day. Enjoy the perks of well water and septic, ensuring low utility bills and environmental sustainability. A water softener has been added to preserve your appliances, and for softer water for your skin and hair. The home has been equipped with a programmable thermostat, security system with cameras, a ring doorbell, and wifi enabled lighting. Outside, revel in the tranquility of the surrounding community, where neighbors have become like family, and the absence of HOA fees means you have the freedom to personalize your space without restrictions. Schedule your viewing today and start envisioning the possibilities!
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Our family of companies offer our clients a new level of full-service real estate. We shall:
To learn more about our credentials, visit raveis.com today.
Our Executive Mortgage Banker:
Our Insurance Division:
$325,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $260,000 | $260,000 | $260,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 7.125% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.330% | 7.295% | 6.538% |
Monthly Tax Payment | $354 | $354 | $354 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,730 | $1,752 | $2,229 |
Total Monthly Payment | $2,159 | $2,181 | $2,658 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.