Nestled on nearly 3 acres of wooded bliss in western Ware, this raised ranch offers the perfect blend of privacy and convenience. Located near Palmer, Belchertown, and the Quabbin, and with quick access to Routes 9, 181, 32, and 90, you’ll enjoy easy access to essential services while retreating to your own private forest. Designed with a split-level layout, this home offers exceptional versatility. The upper and lower levels each feature living areas, a bathroom, laundry, and kitchen, making it ideal for extended family, guests, or rental potential. The house is wired for a generator! Between the two pellet stoves, propane heat, and electric heat (as a backup option), you will stay warm and toasty. The gas furnace is 2 years young and the energy efficient water heater was installed 4 years ago. The lower level has a utility room and a bonus room for storage, home office, craft space, etc. Embrace the peaceful surroundings and create your dream lifestyle in this unique property.
Type | Description | Level |
---|---|---|
Bedroom 2 | Closet, Flooring - Wood | First |
Bedroom 3 | Closet, Flooring - Wall to Wall Carpet | First |
Bedroom 4 | Flooring - Stone/Ceramic Tile | Basement |
Dining Room | Vaulted Ceiling(s), Flooring - Hardwood, Exterior Access, Slider | Main,First |
Kitchen | Vaulted Ceiling(s), Flooring - Wood | First |
Living Room | Wood / Coal / Pellet Stove, Vaulted Ceiling(s), Flooring - Hardwood, Window(s) - Picture | First |
Master Bedroom | Bathroom - Full, Closet, Flooring - Wall to Wall Carpet | First |
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William Raveis Real Estate
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William Raveis Mortgage, LLC
Phone: 203.980.8025
Frank.Kolb@raveis.com
NMLS Mortgage Loan Originator ID 81725
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $340,000 | $340,000 | $340,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.330% | 7.171% | 6.538% |
Monthly Tax Payment | $445 | $445 | $445 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,262 | $2,260 | $2,915 |
Total Monthly Payment | $2,782 | $2,780 | $3,435 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.