Fall in love with this inviting property which packs a lot of flexible living space into a very manageable footprint and affordable price. Full of warmth, character, and convenience, it is the perfect place to call home. As you approach 19 Herman Drive, you'll notice the classic brick exterior that adds to its timeless appeal. Step inside to find hardwood floors that extend throughout the home, including underneath the carpeting, offering the opportunity to restore the original beauty of the floors. The cozy living room, complete with a charming fireplace, creates a warm and inviting atmosphere—ideal for relaxing with family or entertaining friends. This legal 3 bedroom home was converted to 2 bedrooms to provide a larger primary bedroom, but can easily be restored back by the new owners if desired. The open-concept layout of the home connects the living room to the kitchen, making it easy to move between spaces while maintaining an airy and spacious feel. The kitchen features dark wood cabinetry and elegant granite countertops that provide a touch of sophistication, with ample space for cooking and meal prep. Whether you're cooking a weeknight dinner or hosting a gathering, this kitchen is sure to impress. Downstairs, the basement offers extra space that could easily be converted into additional living areas, such as a home office, gym, or playroom, catering to your specific needs. The large, fenced-in backyard provides a wonderful outdoor retreat, perfect for gardening, playing, or entertaining guests. There's plenty of room to enjoy the outdoors in privacy, thanks to the peaceful cul-de-sac location. The close-in patio is ideal for hosting barbecues, dining, or sipping your morning coffee while soaking in the natural light that flows though. With a 1-car garage and additional driveway parking, convenience is at your fingertips. This home is ideally located near shops and major highways, making commuting and running errands a breeze. Enjoy the best of both worlds—privacy and convenience—all in one place. Don't miss the opportunity to make 19 Herman Ave your new home!
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William Raveis Real Estate
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VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.DeFlorio@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $252,000 | $252,000 | $252,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.330% | 7.171% | 6.538% |
Monthly Tax Payment | $428 | $428 | $428 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,677 | $1,675 | $2,161 |
Total Monthly Payment | $2,180 | $2,178 | $2,664 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.