Built in 1913 & COMPLETELY RENOVATED in 2024, the home combines HISTORIC charm & MODERN AMENITIES. Located in the highly sought-after Springfield Historic District & designated as a Local Landmark, this DUTCH COLONIAL REVIVAL has 4 bedrooms/2. 5 baths. The GOURMET KITCHEN is a chef's dream, with a gas stove, wine fridge and exquisite granite counters. The inviting front porch with its original pillars, welcomes you to this stunning home. Renovations include roof, electrical, plumbing, HVAC, gas water heater, high-end appliances, kitchen cabinets, upstairs laundry & double closets in 3 rooms, . The luxurious bathrooms has top-tier finishes. The fenced backyard has ample space for entertaining & parking. The seller has approved plans for a 450 sq. ft. single-story casita (ADU) & can build it for $175 per sq. ft. Check out this rare opportunity to own a historic home that has been thoughtfully updated with the finest modern touches, all while preserving its timeless character.
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$525,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $420,000 | $420,000 | $420,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 7.125% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.330% | 7.295% | 6.538% |
Monthly Tax Payment | $164 | $164 | $164 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $2,794 | $2,830 | $3,601 |
Total Monthly Payment | $3,050 | $3,086 | $3,857 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.