Own for less than you can rent in the desirable Dove Ct complex in beautiful Croton on Hudson! Start the New Year off right with this one bedroom co-op with a pond view where heat, hot water, taxes and gas are included in the maintenance fee. This middle unit with a prime assigned parking space directly in front of the unit has only 6 inside steps up your new home. With a contemporary open concept layout you will have plenty of space. The living room can easily fit your sectional and offers a beautiful view of the pond and mountains from the balcony. There is hardwood under the carpet so imagine how beautiful your floors can be! Host all your guests with dinner in the dining room. The kitchen has 17 cabinets and drawers to house all your cooking and entertaining essentials. The large bedroom has two double door closets with tiered shelving. Laundry is located in the lower level as well as an ample storage closet for the unit. This is an ideal commuter location with close access to two Metro North Train Stations allowing you to be in Grand Central Station in 45 minutes. Located within walking distance to several eateries, a supermarket, bank and hair salon. Croton has 4 parks to enjoy. . . Croton Point, Senasqua Park, Croton Dam and Croton Landing. Come see why everyone wants to live here!
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Our Executive Mortgage Banker:
Our Insurance Division:
$145,999
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.DeFlorio@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $116,799 | $116,799 | $116,799 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.330% | 7.171% | 6.538% |
Monthly Tax Payment | N/A | N/A | N/A |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $777 | $776 | $1,001 |
Total Monthly Payment | $852 | $851 | $1,076 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.