Nestled in the idyllic hamlet of Saint James on Long Island's picturesque north shore, this mid-century Farm Ranch effortlessly blends timeless elegance with modern comforts. As you enter, natural sunlight welcomes you into a bright and airy living room, where large windows offer serene views of the private backyard and sparkling in-ground pool. French doors off the entry hallway lead to a cozy den, perfect for use as a home office, library, or peaceful retreat. The formal living room exudes charm with its intricate crown molding and a warm wood-burning fireplace, while the formal dining room seamlessly extends to a spacious deck overlooking the pool—ideal for hosting family gatherings or summer soirées. Designed with versatility in mind, the home features a convenient first-floor bedroom and two additional bedrooms upstairs, providing ample living space for family or guests. The inviting eat-in kitchen connects to a sunroom, offering a tranquil spot to unwind with panoramic views of the lush backyard. The full, partially finished basement expands your living space with a large family room complete with a bar, a dedicated laundry area, and abundant storage. A standout feature of this property is the separate living area, perfect for extended family or guests, with all necessary COs in place. This additional space includes its own bedroom, full bathroom, eat-in kitchen, and living room, ensuring privacy and comfort. Offering a unique combination of charm, functionality, and thoughtful design, this exceptional home in Saint James is a rare find. Don’t miss the opportunity to make it yours and enjoy all that this sought-after community has to offer!
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William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.DeFlorio@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
|
---|---|---|---|
Loan Amount | $672,000 | $672,000 | $672,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 5.875% | 6.625% | 6.125% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 6.820% | 6.723% | 6.284% |
Monthly Tax Payment | $1,793 | $1,793 | $1,793 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,975 | $4,303 | $5,716 |
Total Monthly Payment | $5,860 | $6,188 | $7,601 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.