Welcome to 4 Ocean Trace #305, a sanctuary of creativity and comfort nestled in the heart of St. Augustine Beach. For a quarter of a century, this condo has been a wellspring of artistic endeavor and family joy. If its walls could speak, they would recount tales of inspiration, the birth of countless masterpieces, and the backdrop for cherished family gatherings. As you step into this flat-style unit, you are greeted by a canvas of possibilities—a clean palette awaiting your personal touch to transform it into a reflection of your style and taste. The two-bedroom, two-bathroom layout offers a harmonious balance of space and intimacy. Imagine each day accompanied by the colors of a sunrise beach walk. The extended patio invites you to savor your morning coffee while basking in the breathtaking ocean view. Located in the vibrant hub of St. Augustine Beach, this condo is a stone's throw from the historic charm of St. Augustine, offering a blend of cultural experiences and seaside relaxation. The condo complex includes the convenience of elevators, a spacious meeting room with kitchen, pools that beckon you, and private beach walkover. The HOA includes on-site management, high-speed internet, cable, and water. The AC was replaced in 2022, the hot water heater in 2018 and the unit has been replumbed. Whether you're seeking a short-term rental opportunity or a permanent residence, this is a haven for those who yearn for the sea's tranquility and the vibrancy of a creative hub.
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Our family of companies offer our clients a new level of full-service real estate. We shall:
To learn more about our credentials, visit raveis.com today.
Our Executive Mortgage Banker:
Our Insurance Division:
$475,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $380,000 | $380,000 | $380,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.330% | 7.171% | 6.538% |
Monthly Tax Payment | $163 | $163 | $163 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,528 | $2,526 | $3,258 |
Total Monthly Payment | $2,766 | $2,764 | $3,496 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.