Exceptional Two-Family Residence in Bay Ridge Nestled on Bay Ridge Parkway, this beautifully renovated Cape Cod style house blends timeless charm with modern amenities, offering an unparalleled opportunity for homeowners or investors. Upper Duplex Unit: Spanning the top two floors, the upper duplex unit exudes luxury and sophistication. Upon entering, sunlight dances across rich hardwood floors and through oversized windows, illuminating the expansive living and dining areas. The chef's kitchen is a culinary masterpiece, featuring top-of-the-line Samsung appliances, custom navy blue and white cabinetry, and a spacious center island perfect for casual dining or meal preparation. Adjacent to the kitchen, a generous deck beckons, offering an ideal spot for morning coffee or evening gatherings under the stars. The spacious primary suite, large enough for a king-sized bed, features a walk-in closet and a spa-like en-suite bathroom. Upstairs, three meticulously designed bedrooms share a beautifully appointed bathroom and a convenient laundry room equipped with new Samsung washer/dryer units. Lower Duplex Unit: Located on the first floor and finished basement level, the lower duplex unit is designed with versatility and comfort in mind. The open floor plan seamlessly integrates the living, dining, and kitchen areas, creating a welcoming space for both everyday living and entertaining. The kitchen is equipped with Samsung stainless steel appliances and ample counter space, ensuring cooking is both convenient and enjoyable. Two well-proportioned bedrooms offer ample storage and natural light, complemented by a full bathroom that combines style with functionality. The finished basement expands the living space with a versatile recreation area, additional bathroom, and a dedicated laundry room. Outside, a charming front patio adorned with a ceiling fan and a fenced-in backyard provides a private oasis for outdoor dining, gardening, or simply unwinding in the fresh air. This residence enjoys a prime location, conveniently close to parks, schools, and a vibrant array of shops and dining options. Just 300 feet away, 3rd Avenue invites residents to explore a bustling neighborhood scene complete with beloved establishments such as Starbucks, Key Food, and a variety of popular bars and restaurants. Discover the essence of luxury living in Bay Ridge - schedule your private tour today to experience firsthand the exceptional lifestyle offered by this remarkable property. Disclaimer: Please be advised that the Seller is currently in the process of applying for legal driveway parking but cannot guarantee its legality.
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5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
|
---|---|---|---|
Loan Amount | $1,400,000 | $1,400,000 | $1,400,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 5.875% | 6.625% | 6.125% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 6.820% | 6.723% | 6.284% |
Monthly Tax Payment | $798 | $798 | $798 |
H/O Insurance Payment | $125 | $125 | $125 |
Initial Principal & Interest Pmt | $8,282 | $8,964 | $11,909 |
Total Monthly Payment | $9,205 | $9,887 | $12,832 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.