MULTIPLE OFFER SITUATION. SELLER HAS ASKED FOR ALL OFFERS, HIGHEST AND BEST, BY 4PM, 1/8/25. Come make this your starter home, retirement home or investment property in this quiet Deltona neighborhood with no HOA. A large front yard welcomes you to this home situated 30 minutes from the beaches and downtown and less than an hour from the attractions. Enter into a foyer large enough to great guest and to the combo living and dining space large enough for comfortable seating and a China cabinet for full dining. Laminate floors and tile are throughout the house. Kitchen has solid countertops and space for a breakfast table surrounded by windows to welcome the mornings as you look onto your large back yard. From the dining space you also have a BONUS ROOM that can be used as an office or guest room with closets and a separate door to get to the backyard. The main bedroom has a walk in closet and a linen closet within the bathroom. Newer windows, newer water heater, solar panels, water softener, two car garage, shed. What else could you ask for. With close proximity to local shopping, schools and beaches, and the Sunrail near by, your Deltona home is ready to you. Roof 7 yrs old. A/C 2021.
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Our Executive Mortgage Banker:
Our Insurance Division:
$250,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $200,000 | $200,000 | $200,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 7.000% | 6.125% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.330% | 7.182% | 6.412% |
Monthly Tax Payment | $78 | $78 | $78 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,331 | $1,331 | $1,701 |
Total Monthly Payment | $1,484 | $1,484 | $1,854 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.