This charming Cape-style home exudes warmth and elegance. From the moment you enter the home, you're greeted by an inviting living room centered around a cozy gas fireplace, perfect for creating a welcoming ambiance on cool evenings. The formal dining room features elegant crown molding, adding a touch of sophistication to every meal. The spacious kitchen is a delight, boasting modern appliances, abundant counter space, and a generous pantry for effortless organization. This home offers three bedrooms, providing plenty of space for relaxation and comfort, along with two bathrooms. The finished basement is a versatile bonus space, featuring brand-new, plush carpeting and ample storage options. Whether used as a recreation room, home office, or guest area, it’s a fantastic addition to the home. The newly painted interior adds to the bright and refreshed feel. Step outside to find your spacious fenced-in backyard and two-tier deck, ideal for outdoor entertaining, barbecues, or simply enjoying your morning coffee. Practical amenities like natural gas, public water, and public sewer ensure a worry-free living experience. This home is also equipped with energy-efficient solar panels, providing eco-friendly living and reduced utility costs. The perfect blend of functionality, style, and comfort, ready to welcome its next proud owner.
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $360,000 | $360,000 | $360,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.330% | 7.171% | 6.538% |
Monthly Tax Payment | $500 | $500 | $500 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,395 | $2,393 | $3,087 |
Total Monthly Payment | $2,970 | $2,968 | $3,662 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.