Classic elegance defines this treasure! Custom, four-bedroom Colonial with stone front porch and expansive backyard set beautifully atop 2+ manicured acres in highly coveted neighborhood. Meticulously maintained and updated, this 2005 built home boasts brand new hardwood floors, 9+ foot ceilings, stunning architectural elements, and designer details. Dramatic double-height foyer unfolds seamlessly into chic custom library and formal dining room. Chef's kitchen with Quartz-clad countertops, custom cabinetry, center island, Bosch dishwasher, GE Monogram stainless refrigerator/freezer, new LG cooktop, and new beverage/wine refrigerator. Breakfast area with access to oversized deck. EIK opens into relaxed family room with custom built-ins and fireplace. Expansive bonus room for office/playroom/first-floor bedroom option, plus powder room, pantry area, and laundry room completes the main level. Serene top floor includes primary suite with his/hers walk-in closets and brand new spa bathroom. Three additional bedrooms comprise the top floor along with brand new bathroom. All closet outfitted & lighted. Lower level includes amazing custom mudroom with garage access. Additionally, updated recreational, media/entertainment room includes a built-in custom bar with kitchenette, wine refrigerator, dishwasher, wine cellar, viewing area, and walk out access to backyard. Ample storage space and second laundry in basement. Saugatuck Ridge Homeowners Association: social association with NO rules/guidelines of homeownership or maintenance. $275/year.
Type | Description | Dimensions | Level |
---|---|---|---|
Bedroom 1 | Hardwood Floor | 9.1 x 10.7 | Upper |
Bedroom 2 | Hardwood Floor | 10.7 x 13.1 | Upper |
Bedroom 3 | Hardwood Floor | 11.1 x 13.9 | Upper |
Den | 9 ft+ Ceilings,Hardwood Floor | 13.8 x 23.0 | Main |
Dining Room | 9 ft+ Ceilings,Hardwood Floor | 12.7 x 14.4 | Main |
Eat-In Kitchen | Remodeled,9 ft+ Ceilings,Island,Pantry,Sliders,Hardwood Floor | Main | |
Family Room | Skylight,Cathedral Ceiling,Book Shelves,Fireplace,Hardwood Floor | 16.0 x 23.0 | Main |
Full Bath | Remodeled | Upper | |
Half Bath | Remodeled | Main | |
Living Room | 9 ft+ Ceilings,Hardwood Floor | 14.1 x 14.8 | Main |
Other | 10.8 x 12.2 | Lower | |
Primary BR Suite | Full Bath,Walk-In Closet,Hardwood Floor | 14.8 x 18.6 | Upper |
Rec/Play Room | Remodeled,Built-Ins,Entertainment Center,Sliders | 12.8 x 40.1 | Lower |
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William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 845.290.3871
Matthew.DeMaria@raveis.com
NMLS Mortgage Loan Originator ID 147983
5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
|
---|---|---|---|
Loan Amount | $960,000 | $960,000 | $960,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 5.875% | 6.625% | 6.125% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 6.820% | 6.723% | 6.284% |
Monthly Tax Payment | $1,058 | $1,058 | $1,058 |
H/O Insurance Payment | $125 | $125 | $125 |
Initial Principal & Interest Pmt | $5,679 | $6,147 | $8,166 |
Total Monthly Payment | $6,862 | $7,330 | $9,349 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.