9261 Lake Lotta CIRCLE, Gotha, FL, 34734 | $395,000

A BEAUTY IN CITRUS OAKS!
This 3/2/1 Gotha home is READY TO GO & has all the room for the family! NO REAR NEIGHBORS! Home backs up to Wooded area & partial view of Lake Lotta!

As you enter home, Open floor plan & high ceilings greet you. To the
right is the BONUS ROOM/ office or could be extra bedroom. Just ahead is the spacious family room. The Chef in the family will love the Large Kitchen, granite counters, plenty of tall cabinets with eat in area. Through the kitchen is a magnificent separate dinning room or can be utilized as a den or library. Home offers the MASTER BEDROOM ON FIRST FLOOR with the master bath superbly updated. Half bath downstairs, 2nd Full bath & 2 bedrooms upstairs. ROOF 2024, AC 2022 and WATER HEATER is less than 5 years old. French doors leading to the screened porch is perfect for the quiet morning coffee time. The FENCED yard is a gardeners dream & great for the BBQ's. Community Club house & Oversized pool just a few walking doors down.
Citrus Oaks is Conveniently located to the Turnpike, 429, 408 and minutes from downtown Winter Garden & downtown Orlando with Shopping nearby.

Excellent schools including OLYMPIA HS! THE BEAUTY & PRIDE OF OWNERSHIP SHOWS ON THIS ONE!
Buyer to independently verify room measurements, SQ footage and school info.

Features

  • Rooms: 7
  • Bedrooms: 3
  • Baths: 2 full / 1 half
  • Laundry: Other
  • Year Built: 1991
  • Heating: Central
  • Cooling: Central Air
  • Approx Sq. Feet: 2,000
  • Acreage: 0.13
  • Est. Taxes: $4,958
  • HOA Fee: $87 Quarterly
  • Elem. School: Westbrooke Elementary
  • Middle School: Gotha Middle
  • High School: Olympia High
  • Pet Policy: Cats OK, Dogs OK
  • Appliances: Dishwasher, Dryer, Range, Washer
  • MLS#: O6268025
  • Days on Market: 5 days
  • Website: https://www.raveis.com
    /prop/O6268025/9261lakelottacircle_gotha_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 1/8/2025 1:06:51 PM)
Listing courtesy of WATSON REALTY CORP   Phone: 407-298-8800

William Raveis Family of Services

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Customer Service

888.699.8876

Contact@raveis.com

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
  • Offers you pre-approval in minutes!
  • Provides a guaranteed closing date that meets your needs
  • Has access to hundreds of loan programs, all at competitive rates
  • Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction

Robert ReadeRegional SVP Insurance Sales, William Raveis Insurance

860.690.5052

Robert.Reade@raveis.com

Our Insurance Division:

  • Will Provide a home insurance quote within 24 hours
  • Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
  • Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
    Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable

9261 Lake Lotta CIRCLE, Gotha, FL, 34734

$395,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $316,000 $316,000 $316,000
Term 360 months 360 months 180 months
Initial Interest Rate** 7.000% 7.000% 6.125%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 7.330% 7.182% 6.412%
Monthly Tax Payment $413 $413 $413
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $2,102 $2,102 $2,688
Total Monthly Payment $2,590 $2,590 $3,176

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.