Welcome to this beautifully updated 3 bed, 2 bath split-level home, located in the coveted Lakes Region. With its low taxes and prime location, this property offers the perfect blend of comfort & convenience. The main floor features a bright and spacious open-concept design, perfect for entertaining and everyday living. The living room flows seamlessly into the dining area, creating a warm, inviting atmosphere. The updated kitchen is a chef's dream, with sleek quartz countertops, stainless steel appliances, a central island, and plenty of storage space for all your culinary essentials. The 3 beds, all bathed in natural light, are finished with brand-new carpeting. Both baths have been thoughtfully renovated to enhance space and natural light. The cozy lower-level is a versatile space, ideal for movie nights, a home office, or whatever suits your lifestyle. Need storage or extra workspace? The attached, heated garage offers ample room for your vehicles or gear. A massive 30'x45' detached garage provides additional storage options and endless possibilities. Transform it into a workshop, recreational space, or keep it as is for all your toys. Also there are a number of recent upgrades designed for efficiency and peace of mind: new high-efficiency boiler, on-demand hot water system, whole-house water filtration, energy-saving metal roof, and brand-new windows. Not only will you enjoy comfort and modern amenities, but you'll also benefit from reduced heating and cooling bills.
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $479,200 | $479,200 | $479,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.330% | 7.171% | 6.538% |
Monthly Tax Payment | $218 | $218 | $218 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,188 | $3,185 | $4,109 |
Total Monthly Payment | $3,498 | $3,495 | $4,419 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.