Nestled on a private, tranquil wooded lot, this 4 BR 2BA home features a spacious driveway with plenty of parking leading to the attached 2-car garage. The gathering room connects the garage to the main living area and features skylights and a welcoming front porch as well as access to the large finished bonus room above the garage. The main level features an open-concept kitchen with a central island, seamlessly connecting to the dining area and providing a great space for family gatherings. Step through the dining room sliders to your private deck, ideal for dining al fresco in your serene back yard and accessing the fire pit. A full bath and bedroom on the main level is a must for every family, while an automatic feeder pellet stove in the living room provides an energy-efficient solution to help combat rising heating costs. Additional storage and future expansion possibilities are yours in the full, unfinished basement level. Freshly painted rooms throughout, this home is conveniently located minutes from shopping centers, restaurants, both state and local parks, and major highways, combining both privacy and easy access to local amenities. The gathering and bonus rooms are not included in the listed square footage
Type | Description | Level |
---|---|---|
Bedroom 1 | Wall/Wall Carpet | Upper |
Bedroom 2 | Wall/Wall Carpet | Upper |
Bedroom 3 | Lower | |
Dining Room | Balcony/Deck,Sliders | Main |
Full Bath | Main | |
Full Bath | Stall Shower,Whirlpool Tub | Upper |
Kitchen | Island | Main |
Living Room | Pellet Stove | Main |
Other | Skylight,Cathedral Ceiling,Balcony/Deck,Ceiling Fan | Main |
Primary Bedroom | Walk-In Closet,Wall/Wall Carpet | Upper |
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NMLS Mortgage Loan Originator ID 81725
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $320,000 | $320,000 | $320,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 7.000% | 6.125% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.330% | 7.182% | 6.412% |
Monthly Tax Payment | $384 | $384 | $384 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,129 | $2,129 | $2,722 |
Total Monthly Payment | $2,588 | $2,588 | $3,181 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.