Here’s that weekend getaway cottage on a the private fishing lake of Lake Hardy, you’ve been looking for at a price you’ll find impossible to beat! This beautifully remodeled home, originally built in 1964, has been extensively updated in 2023-24 to have modern comfort and style while preserving its original charm. The roof has been fully replaced with brand-new shingles, ensuring long-term durability and protection. All windows have been upgraded to brand-new, double-sided models, enhancing both energy efficiency and natural light throughout the home. Every door has been replaced with new designs, contributing to the updated and cohesive aesthetic. Inside, all flooring has been replaced, featuring luxury vinyl plank (LVP) and plush carpet for a modern and inviting feel. The home’s systems have been thoroughly modernized, including a new HVAC system and ductwork installed in 2024, ensuring efficient climate control. The plumbing has been completely replaced, along with a new water heater, also installed in 2024. Additionally, the electrical system has been fully updated with new wiring and a modern panel for enhanced safety and reliability. The kitchen is a true highlight, featuring brand-new cabinets and appliances, including an oven, dishwasher, sink, faucets, and a garbage disposal. With these extensive renovations, this home is the perfect low-maintenance retreat, ready to provide a worry-free and comfortable living experience for years to come. Don’t miss out on this incredible opportunity! With no restrictions, this property has Airbnb potential.
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William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 401.474.4879
Whitney.Rugg@raveis.com
NMLS Mortgage Loan Originator ID 7654
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $167,992 | $167,992 | $167,992 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 7.000% | 6.125% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.330% | 7.182% | 6.412% |
Monthly Tax Payment | $90 | $90 | $90 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,118 | $1,118 | $1,429 |
Total Monthly Payment | $1,283 | $1,283 | $1,594 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.