Located in the heart of Clearwater, 1413 West Virginia Lane shines with pride of ownership from the moment you step in. This is a fantastic opportunity to own a spacious 4 bedroom, 3 bathroom, 1, 484 square foot home on a large lot. As you enter the home, you are greeted by an amazing open-concept layout. The sizable living room is filled with sunlight and open to the pride and joy of the home, the kitchen. Here you’ll find all the cabinetry, counter space, and storage you ever dreamed of having. What immediately stands out is the custom maple wood cabinetry and granite countertops, with no detail spared. The open breakfast bar is perfect for entertaining and the elongated countertop to the right is spacious enough for a buffet setup, coffee bar and more. The back hallway of cabinets provides storage as a pantry or additional space for your kitchen needs. Attached to the kitchen is a separate dinette area with outdoor access. Adjacent to the kitchen you will step into the first of two primary suites. This room is spacious enough for a sitting area and has a large walk-in closet, crown molding, and an en-suite bathroom with its own hot water heater!! The second primary suite is located on the other side of the home…perfect for an in-law suite and features a large closet, a tastefully updated attached full-size bathroom, and private access to the back patio. The additional two bedrooms share a large updated full-size bathroom. In the back of the home is an oversized patio perfect for a dining set and grill, which overlooks the expansive fenced backyard and side yard (big enough to add a pool if desired). This home can be found on a private, dead-end street in the Virginia Grove Estates neighborhood, which has no HOA and is located in Flood Zone X!!! This central Clearwater location offers an easy commute to Tampa, St. Petersburg, Clearwater Beach and downtown Safety Harbor. Close to Tampa International Airport & St Pete/Clearwater Airport! Plenty of retail shops and eateries! Don’t hesitate to see this amazing home!
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Our Executive Mortgage Banker:
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$425,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $340,000 | $340,000 | $340,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.330% | 7.171% | 6.538% |
Monthly Tax Payment | $96 | $96 | $96 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,262 | $2,260 | $2,915 |
Total Monthly Payment | $2,433 | $2,431 | $3,086 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.