Enjoy the good life in this maintenance-free, popular Oakmont model, single-family home in The Isles on Palmer Ranch. This spacious, high ceiling, open floor plan, light and bright three-bedroom, three-bath and two-car garage DiVosta built home features high quality poured concrete construction. It also boasts custom hurricane shutters and is not in a flood zone. All that adds up to extra safety and peace of mind, as well as potential insurance savings! The home is tiled throughout, with no carpeting, which adds to ease of living and cleanliness. Lake views abound when first entering the home. Imagine waking up each morning and gazing out your owner's suite windows at the lake and Florida wildlife. Your large owner's suite features tons of closet space, dual bath with soaking tub and shared shower. Drink your morning coffee on your private, large screened in lanai or have a nice glass of wine while watching the sunset. The kitchen has newer quartz countertops and stainless steel appliances and a large eat-in area. The generous sized den has custom plantation shutters. The guest bedrooms are split from the owner's suite and add extra privacy for you and your guests. The two-car garage features epoxy flooring, extra storage cabinets and leads into the in-house utility/mudroom/laundry area. Central vac throughout the home is an added convenience as is maintenance-free grass mowing, mulching and trimming of your landscaping, all included in your quarterly HOA fees. Pavers up front and on the pathways of either side of the home keep the residence looking tidy and cared for. Soffit walkway lights add a special touch to round out this immaculate move-in ready, model-like home. The Isles offers its residents a heated resort-style pool, large social rooms in the town center, fitness center, bocce, pickleball, basketball and tennis courts, as well as a playground for the little ones, all included in your HOA fees. The Legacy biking trail that leads from Venice to Sarasota is a short distance away as are shops, Interstate 75 and famous Sarasota beaches. New Publix shopping center and gas station are approximately a mile away. Come and see this pristine and meticulously kept home today and make it yours!
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Our Executive Mortgage Banker:
Our Insurance Division:
$639,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $511,200 | $511,200 | $511,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 7.000% | 6.125% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.330% | 7.182% | 6.412% |
Monthly Tax Payment | $349 | $349 | $349 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,401 | $3,401 | $4,348 |
Total Monthly Payment | $3,842 | $3,842 | $4,789 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.