~NO BOND~ ~ON GOLF COURSE~ ~2020 ROOF~ ~2022 HVAC~ This delightful 2/2 BEAUREGARD COURTYARD VILLA is situated in the Village of BELLE AIRE within the ST SIMONS VILLAS, offering a blend of comfort and charm. The home's inviting curb appeal is enhanced by a low-maintenance landscape of rocks and shrubs, leading to a LEADED GLASS FRONT DOOR that welcomes you into a ceramic-tiled foyer. The kitchen features ceramic tile flooring, a SOLAR TUBE for natural light, rollout cabinets, a CLOSET PANTRY and a convenient pass-through to the dining room. Its thoughtful design and HIGH/VAULTED CEILINGS create an open and functional space, perfect for everyday living or entertaining. The OPEN FLOORPLAN allows for seamless sightlines from the kitchen to the living room, where sliding doors lead to the ENCLOSED LANAI, creating a harmonious indoor-outdoor connection. The primary bedroom is a private retreat with an OVERSIZED WALK-IN CLOSET and its own set of sliding doors opening to the lanai. The en-suite bath is complete with ceramic tile flooring, a WALK-IN SHOWER, a linen closet, and high-definition countertops, providing both style and convenience. The guest bedroom is versatile, accommodating overnight visitors or functioning as an excellent office space as it also has an ensuite bath! Just off the lanai, you’ll find a charming BIRDCAGE area overlooking a picturesque GOLF COURSE VIEW OF THE 8TH HOLE OF TALLY HO and a RIVER ROCK landscape with ROOM FOR A POOL! The garage offers practicality with a SLIDE ACROSS SCREEN, washer and dryer, laundry tub, attic stairs with decking and TONS OF CABINETS for extra storage. The ROOF is 2020, the HVAC (with APRIL AIRE 213 FILTER) is 2022 and the Hot Water Heater is 2020 and the IRRIGATION was recently redone. A 2010 4-Seater Club Car is available for separate purchase. This home is close to the Glenview Country Club, the Savannah Center and Southern Trace for shopping and restaurants!
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Our Executive Mortgage Banker:
Our Insurance Division:
$375,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $300,000 | $300,000 | $300,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 7.125% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.330% | 7.295% | 6.538% |
Monthly Tax Payment | $184 | $184 | $184 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,996 | $2,021 | $2,572 |
Total Monthly Payment | $2,255 | $2,280 | $2,831 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.