Welcome home to your very own Oasis in the sought after Minorca community. This exquisite home comes fully furnished located in the Hammocks Association with Private Pool, Spa and Gas Grilling area for the Karpathos building and sister building Salina. Originally JMC builders model home can now be yours beautifully furnished throughout with all of the upgrades Granite Counter Tops throughout, Wood Cabinetry, Crown Molding, Custom Closets 2022, Murphy Bed in 3rd bedroom plus built in closets and desk area 2022, Automated Blinds throughout, new Frigidaire Professional refrigerator 2022, new GE Washer and Dryer, 2021 new AC 2022 and new Water Heater 2019, New Front Door 2024. The great room and owners suite over look Smyrna Dunes park with access to your own private balcony where you can enjoy the sound of the ocean, ocean breezes plus delightful sunrise and sunset skies, The primary bathroom has 2 separate vanities, garden tub, walk in shower and private commode. Private storage room 9 x 4 is located just steps from your front door. Minorca community offers a resort life style with amenities galore and 24 hour gated and maned security. The amenities include Private access to the Beach and Intracoastal both with Private Pavilions, Kayak Launch, Fishing Pier, state of the art Casino Clubhouse with Pool Table, Full kitchen, TV and sitting areas, renovated Fitness Center, Large community Pool, 4 Har Tru Tennis Courts, Lending Library/Acivity Centre, active social committee providing activities, plus yoga classes. Minorca is just a bike or golf cart ride away from the famous Flagler Avenue filled with shops, restaurants and bars. Come and live your dream life here at the beach. Schedule your own private tour today. Pets welcome.
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Our Executive Mortgage Banker:
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$749,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $599,200 | $599,200 | $599,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.330% | 7.171% | 6.538% |
Monthly Tax Payment | $1,016 | $1,016 | $1,016 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,986 | $3,982 | $5,138 |
Total Monthly Payment | $5,094 | $5,090 | $6,246 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.