Spacious Country Living in the tranquil community of Lyman, SC. Enjoy beautiful sunsets on approximately 2. 13 acres. Loads of living space and storage for all your toys! VERY LOW 2. 7% assumable VA loan to qualified buyer. NEED NOT BE A VETERAN TO ASSUME. Just minutes from local amenities and essential services, this property offers convenience and comfort with plenty of space! No HOA with acreage! Prime location 1 minute from Holly Springs Hardware, Volunteer Fire Department & gas station. 4 minutes to Dollar General and minutes to all your shopping needs on Hwy 29. Upgrades include brand new carpeting & pad, conversion to natural gas, comprehensive HVAC update in 2023 including new boots, ductwork, valves & heating zones. New septic leach lines installed and tank pumped Nov. 2024. Huge (appx. 50’ x 30’) versatile warehouse with 15’ roll up door, entry door, wood-burning stove with 2023 air fan, exhaust, mini-fridge, fully concrete floor, drop air compressor hose connection with 2 locations, drop power with multiple plugs plus a loft inside. An equipment barn for all your landscaping tools (appx. 10’ x 30’). Functional 2023 (appx 12’ x 24’) outbuilding with Mr. Cool mini-split system, fully equipped with 110 and 220 electrical service, outlets, lighting, 2 windows and a breaker panel, Loft space on each end, approximately 6 feet deep, for extra storage. Keystone for hardline internet hookup, insulated ceiling and walls, weather proof moisture barriers, and lockable door. Outdoor bricked fire pit with circular patio. Plenty of room for parking & your toys or RV. Newer Samsung Bespoke refrigerator, Samsung Bespoke washer and dryer & newer stainless Whirlpool range/oven all included in sale. Additional storage above the 2-car garage with walkable base & padding. New garage door opener. Gas log fireplace with exterior gas stubbed. Electric meter ready for future tankless water heater. Plenty of land and friendly neighbors! Located adjacent to Holly Springs Riding Academy, known for it’s 5-StarReviews with excellent horse and rider training programs. Desirable Spartanburg School District One (Chapman HS, Mabry MS & Holly Springs Motlow Elementary. )
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$549,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 401.474.4879
Whitney.Rugg@raveis.com
NMLS Mortgage Loan Originator ID 7654
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $439,200 | $439,200 | $439,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 7.000% | 6.125% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.330% | 7.182% | 6.412% |
Monthly Tax Payment | $0 | $0 | $0 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $2,922 | $2,922 | $3,736 |
Total Monthly Payment | $3,014 | $3,014 | $3,828 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.