Beautiful area of Bethel within a short drive to downtown Bethel, Stony Hill or the Newtown flagpole! This 3rd generation property is ready for you to arrive and update it to your tastes. The dwelling sits amid large, "newer" homes that encompass parts of the original family land which totaled over 100 acres. Updated mechanicals include new furnace 2021, well tank 2004, oil tank 2022 (located in basement), roof in 2005 with 30 year shingle. Hardwood floors throughout and additional matching original hardwood on property to repair any damaged flooring. On main floor the living room overlooks a slate floor enclosed porch/sun room with beautiful views - great place for relaxing with coffee, book, etc. There is a coffee/kitchenette area (no stove of course) area on 2nd floor which could be a repurposed into a second primary bedroom suite (also has an exterior door which could probably have a private deck off the back of the house to further enhance the suite). The newer detached 2 car garage (9' garage doors only 2 years old) has a spacious room above offering so much potential. The basement is large (unfinished) but features a fireplace and an area that used to be a "root cellar" - If you are a hobbyist there is so much room to work and spread out your wares. Bring your ideas (we are honest in saying you will need them), roll up your sleeves and take this rare opportunity to repurpose this into your own style and your taste. Turn this into your beautiful home on the hill. Generator hook up in garage but no generator included. 200 amp service. Washer/dryer hook in basement with deep sink. Don't take your time to look if the need for new windows, updated bathrooms and kitchen, etc. scare you. The area and setting can't be replicated so, like i said, roll up your sleeves and create your new home. HOA $180 is charged when a property changes hands. This supports the annual town tax on the open space acres that is part of Birch Wind Estates.
Type | Description | Level |
---|---|---|
Bedroom 1 | Hardwood Floor | Main |
Bedroom 2 | Hardwood Floor | Upper |
Bedroom 3 | Hardwood Floor | Upper |
Dining Room | Hardwood Floor | Main |
Living Room | Fireplace,Hardwood Floor | Main |
Primary Bedroom | Main |
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NMLS Mortgage Loan Originator ID 81725
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $473,434 | $473,434 | $473,434 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.330% | 7.171% | 6.538% |
Monthly Tax Payment | $763 | $763 | $763 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,150 | $3,147 | $4,059 |
Total Monthly Payment | $4,005 | $4,002 | $4,914 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.