Welcome to your dream home. This impeccably maintained, move in ready cottage/bungalow designed home in the highly desirable Pleasant Point community. This lovely home offers 3 bedrooms and 2 full baths all on one level. As you enter you will be greeted by the warmth of the cozy fireplace in the spacious family room/living room with gleaming hardwood floors. You'll enjoy the open floor plan in the kitchen and dining area with access to the screened porch. The Kitchen has lots of cabinets, granite countertops and sink, updated appliances and a walk-in pantry. The family room, kitchen and dining area have beautiful hardwood flooring. The second bath has recently been remodeled and its beautiful. The walk in laundry room is a plus! A delightful screened porch overlooking the golf course and pond. The hanging couch swing does convey. Off the screened porch is a lovely patio area. Pleasant Point is a golf course community that offers an active clubhouse, saltwater pool, tennis courts and pickle ball. Pleasant Point is a great community for walking, biking and enjoying nature.
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
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Our Executive Mortgage Banker:
Our Insurance Division:
$494,500
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 401.474.4879
Whitney.Rugg@raveis.com
NMLS Mortgage Loan Originator ID 7654
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $395,600 | $395,600 | $395,600 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 7.000% | 6.125% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.330% | 7.182% | 6.412% |
Monthly Tax Payment | $127 | $127 | $127 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,632 | $2,632 | $3,365 |
Total Monthly Payment | $2,834 | $2,834 | $3,567 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.