This Beautifully UPDATED 3/2 MAGNOLIA is a MUST-See! And. . . MOST of the FURNITURE is INCLUDED! (See list for exceptions. ) Located in Spruce Creek South which is a TRUE-GATED 55+ Community that is adjacent to The Villages. GORGEOUS LVP Flooring (2021) Flows through the Living Room, Dining Room and ALL 3 Bedrooms! Also with VOLUME CEILINGS Which Create an Open, Airy Atmosphere in this Spacious Floor Plan. But Wait till you See the Kitchen!!! Truly FABULOUS GRANITE Countertops, WHITE Hexagon-TILE Backsplash, White RAISED-PANEL Cabinets w/Crown Molding, STAINLESS Appliances and Stunning TILE Flooring. There is also a Breakfast Bar AND a LARGE Eat-In Area. This is a Kitchen you will LOVE to spend time in with friends and family! (Dishwasher 2023, Fridge 2021) The Primary Bedroom has a WALK-IN Closet and a BEAUTIFULLY Updated En-Suite Bath! The Walk-In Shower has Stunning TILE and GLASS BRICK Accents. Now about the Back of the House - there are TWO Enclosed Lanais AND a Fenced-In Yard! INDOOR LAUNDRY. ~•Hot Water Heater 2021•~ ~•Roof 2011•~ ~•Front Storm Door 2021•~ ~•Living Room Ceiling Fans 2022•~ This community offers a wealth of amenities including an 18-hole golf course and so much more! The Front Gate is Manned, and there is also a gate at the back. Amenities Include; a Heated POOL, Jacuzzi, Gym w/Showers & Saunas, Tennis and Pickleball Courts, Horseshoes, Bocce Ball, and Shuffleboard. The Billiard room has newly-felted tables and LED lighting. There is a Library with a Computer, a Card Room for Poker and Games, a Craft room, a Large Ballroom with a Stage and Commercial Kitchen. There is also a Softball field, an Air Gun Club, a Recycling center, TWO RV Yards (additional expense), and a Large Nature Area w/Maintained Trails for Walking Dogs.
Golf carts are allowed to exit the back resident gate and gain access to a plaza containing restaurants, hair and nail salons, doctors, dentists, pharmacies, and more. You can also legally cross 27/441 by golf cart at the MAIN GATE ONLY. From there you can get to Banks, Walmart, Lowe’s, BJ’s, gas stations, restaurants, retail stores, and more. Call today - don't miss out on this incredible home!
Tax line reflects current property taxes only, and is estimated. NOTE: Square footage information is taken from the Public Record and is deemed reliable, but not guaranteed. Room and garage dimensions are estimated and approximate: buyer to verify.
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William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $239,920 | $239,920 | $239,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 7.000% | 6.125% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.330% | 7.182% | 6.412% |
Monthly Tax Payment | $233 | $233 | $233 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,596 | $1,596 | $2,041 |
Total Monthly Payment | $1,904 | $1,904 | $2,349 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.