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10195 SE 178th PLACE, Summerfield, FL, 34491 | $310,000
Spruce Creek South, 55+ Gated Golf Course Community just 2 miles north of The Villages. This 3/2/2 Magnolia is 1, 852 sq ft of perfectly move in ready living space! You are greeted by the paved driveway and sidewalk leading you to the front entry beautiful lead glass door. As you enter the door you will find the formal living and dining room combo. The master bedroom is to the left while the two guest bedrooms are split to the right side of the living room. As you pass through the dining area you will find the newly updated kitchen with newer cabinets and high-definition laminate counter tops can lighting. The kitchen opens onto the family room with a wood burning fireplace, a rare find! As you pass through the family room you will enter the Florida room which leads to an oversized covered porch with plenty of room for your grill and outdoor dining. The large shaded fenced back yard gives ample room for your furry friends to roam. Both bathrooms have been updated with newer vanities, stone counter tops and vinyl plank floors. The master bathroom has been completely updated to include a large tiled walk-in shower, double sink vanity and an added linen closet. Beautiful ceramic tile throughout all but the bathrooms which have LVP flooring. Enjoy the Spruce Creek South Community Center, exercise facilities, saunas, dance and exercise classes, social activities, billiards, library and more! Golf cart access to shopping, physicians, pharmacies, and restaurants! Roof 10/2024; HVAC 10/2024; Hot Water Heater 2022; SS Refrigerator 2022; Washer 10/2024; Dryer 2019
Features
- Amenities: Clubhouse, Fence Restrictions, Fitness Center, Gated, Golf Course, Pickleball Court(s), Pool, Recreation Facilities, Security, Shuffleboard Court, Spa/Hot Tub, Tennis Court(s), Trail(s)
- Rooms: 10
- Bedrooms: 3
- Baths: 2 full
- Lot Size: 100 x 110
- Laundry: In Garage
- Year Built: 1990
- Garage: 2-car
- Heating: Electric
- Cooling: Central Air
- Approx Sq. Feet: 1,852
- Acreage: 0.25
- Lot Size: 100 x 110
- Est. Taxes: $4,066
- HOA Fee: $175 Monthly
- Adult Communities: Yes
- Pet Policy: Cats OK, Dogs OK
- Appliances: Dishwasher, Dryer, Electric Water Heater, Microwave, Range, Refrigerator
- MLS#: OM691834
- Days on Market: 1 day
- Website: https://www.raveis.com
/prop/OM691834/10195se178thplace_summerfield_fl?source=qrflyer
Listing courtesy of KELLER WILLIAMS CORNERSTONE RE Phone: 352-233-2200
William Raveis Family of Services
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Customer Service
888.699.8876
Contact@raveis.com
Our family of companies offer our clients a new level of full-service real estate. We shall:
- Market your home to realize a quick sale at the best possible price
- Place up to 20+ photos of your home on our website, raveis.com, which receives over 1 billion hits per year
- Provide frequent communication and tracking reports showing the Internet views your home received on raveis.com
- Showcase your home on raveis.com with a larger and more prominent format
- Give you the full resources and strength of William Raveis Real Estate, Mortgage & Insurance and our cutting-edge technology
To learn more about our credentials, visit raveis.com today.
Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC
NMLS Mortgage Loan Originator ID 16953
917.838.7300
Melissa.Cohn@raveis.com
Our Executive Mortgage Banker:
- Is available to meet with you in our office, your home or office, evenings or weekends
- Offers you pre-approval in minutes!
- Provides a guaranteed closing date that meets your needs
- Has access to hundreds of loan programs, all at competitive rates
- Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction
Robert ReadeRegional SVP Insurance Sales, William Raveis Insurance
860.690.5052
Robert.Reade@raveis.com
Our Insurance Division:
- Will Provide a home insurance quote within 24 hours
- Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
- Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable
10195 SE 178th PLACE, Summerfield, FL, 34491
$310,000
Customer Service
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Melissa Cohn
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $248,000 | $248,000 | $248,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 7.000% | 7.000% | 6.125% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 7.330% | 7.182% | 6.412% |
| Monthly Tax Payment | $339 | $339 | $339 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,650 | $1,650 | $2,110 |
| Total Monthly Payment | $2,064 | $2,064 | $2,524 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.
William Raveis Mortgage, LLC, NMLS ID 2630, 7 Trap Falls Road, Shelton, CT 06484
FL Mortgage Lender MLD1388