418 Monterey STREET, Poinciana, FL, 34759 | $350,000

A Beautiful, furnished Port Royale floor plan with 1, 581 sq foot of interior living space w/an exceptional water view, plus a fenced in yard This home was recently updated and includes a new solid roof over the lanai in 2023, a complete kitchen reno in 2022 with Granite Counters, newer appliances, new cabinetry w/ Lower pull outs. Nice upgrades in this home including Architectural Rounded Corners, 8' interior doors, crown molding, a leaded glass entry door, wide baseboards, and an expanded floorplan that includes a bay bmp out in the dining room. The Exterior of this home has been upgraded with Stacked Stone and was exterior painted in 2022 and the interior painted in 2021. The HVAC System has a new fan and capacitor. Generous floor plan with clear sight lines to the pond from all the public rooms plus the Owner's Suite. Completing this floorplan is a Den, 2 Bedrooms, 2 Baths, Great Room, Dining Room and an Extended, covered and screened lanai. In kitchen dining at the bar top plus a dining area with magnificent pond views. The Great Room has a triple slider leading to the lanai to enjoy the water view. No Carpets in this home! Bright, Sunny and Welcoming, this home is in a great location in a Vizcaya Neighborhood of Solivita. The Den/Study is perfect for Movie/TV watching, listening to music, a home office, or when overflow guests are in town, this flex room can be utilized as a 3rd bedroom. Bedroom 2 is spacious and has a walk-in closet. The owner's suite is spacious and inviting with a large walk-in closet, a linen closet, dual sinks and an updated large walk in glass surround shower plus a private water closet. The yard is fenced and beautifully landscaped. The front planting beds and driveway are surrounded by custom landscape curbing.

Features

  • Rooms: 6
  • Bedrooms: 2
  • Baths: 2 full
  • Laundry: Laundry Room
  • Year Built: 2007
  • Garage: 2-car Garage Door Opener
  • Heating: Central, Electric
  • Cooling: Central Air
  • Approx Sq. Feet: 1,581
  • Acreage: 0.17
  • Est. Taxes: $5,058
  • HOA Fee: $400 Monthly
  • Lot Desc: Cleared, In County, Landscaped, Near Golf Course
  • View: Water
  • Adult Communities: Yes
  • Pet Policy: Yes
  • Appliances: Dishwasher, Disposal, Dryer, Electric Water Heater, Microwave, Range, Refrigerator, Washer
  • MLS#: O6267956
  • Days on Market: 4 days
  • Website: https://www.raveis.com
    /prop/O6267956/418montereystreet_poinciana_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 1/8/2025 3:02:24 AM)
Listing courtesy of REV REALTY   Phone: 850-428-3338

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

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418 Monterey STREET, Poinciana, FL, 34759

$350,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $280,000 $280,000 $280,000
Term 360 months 360 months 180 months
Initial Interest Rate** 7.000% 7.000% 6.125%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 7.330% 7.182% 6.412%
Monthly Tax Payment $422 $422 $422
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $1,863 $1,863 $2,382
Total Monthly Payment $2,360 $2,360 $2,879

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.