Under contract-accepting backup offers. More pictures soon. It is a beautiful house in Brandon, FL. with multiple possibilities: NO HOA or CDD. The residence is on three levels—five bedrooms with three full bathrooms. The first level has two bedrooms with a bathroom and kitchen bar. As it has a separate entrance, it can be used as an apartment for rent or an in-law suite. The second level has the living room, dining room, and kitchen and the third level has three bedrooms and two bathrooms. The house has two master rooms, one on the first level and one on the second level. Potential for commercial or residential office. In 2021 New windows with double panels are highly wind resistant, in 2017 new drain field, in 2024 new A/C unit heat pump was installed, and in 2023 a new electrical panel was installed. The house has a new upgraded Electrical panel with extra space to add more circuits. The main panel also has a surge protector. RV and emergency generator plugs are also part of the system. The kitchen cabinets have quartz. Metal storage unit proximally 26" long convey with the sale. Conveniently located minutes from supermarkets, hospitals, the mall, and I-75, Tampa, Plant City, and Lakeland. Please, call me for more information.
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NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $360,000 | $360,000 | $360,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 7.000% | 6.125% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.330% | 7.182% | 6.412% |
Monthly Tax Payment | $177 | $177 | $177 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,395 | $2,395 | $3,062 |
Total Monthly Payment | $2,647 | $2,647 | $3,314 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.