This is a Philadelpian Model home located in Friendship Village in On Top of The World private +55 gated community. This two bedroom and two bathroom home has light gray vinyl planks throughout the living /dining room combo area which gives it a warm feeling. Both bathrooms and all electrical outlets were recently renovated in 2024. A brand new roof was installed in 2023. The kitchen has an eat-in area with an oversized pantry and brand new tile floors. The enclosed lanai towards the back of the home is a perfect spot for entertaining family and friends given the space and privacy. The garage includes an automatic garage door opener, and a screen which you can close for those days you just want to work in the garage with a breeze. This home is located close to many major shopping centers and top rated healthcare facilities. This home is located in On Top of the World Community which offers a wide array of amenities designed to support an active and fulfilling lifestyle. Your HOA fees include lawn care, a trash/recycling drop site, and even home internet services for wi-fi. Some of the other key amenities available to residents are the golf courses, such as Candler Hills Golf Club which is a semi-private par-72 championship course with both long and short game areas. There is also The Links and Tortoise & Hare which are two private links-style par-72 championship courses exclusive to residents. There are fitness and recreation centers. The Recreation Center is a 30, 000 square foot facility with a selection of cardio machines, training equipment, two racquetball courts, and an olympic size swimming pool. The Recreation Center also includes saunas, whirlpool spas, steam rooms, showers, and locker rooms. Residents can also attend free group fitness classes. The Arbor Fitness Center & Pools have additional exercise equipment and fitness rooms. There is a hub located here for tennis and aquatic activities. This facility has both a heated indoor pool and an outdoor pool. Some of the outdoor amenities include parks, golf cart accessibility, dog parks, community garden, basketball courts, an outdoor fitness area, playground, pickleball and shuffleboard courts, horseshoe pits, bocce ball courts, softball field, corn hole, archery range, 10 tennis courts, and a pavilion. There are over 17 miles of trails for walking or biking. There is constant entertainment at Circle Square Cultural Center, and a non for profit learning center offering hundreds of courses. If that is not enough there are also dining and social venues such as The Pub which has outdoor seating, and The Club which is a restaurant adjacent to the golf course. This is just a few of what On Top of The World Residents have available to them. Come check out this lovely home and envision your new life with a booked social calendar. This home has easy showing so call today.
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William Raveis Mortgage, LLC
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Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $160,000 | $160,000 | $160,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 7.000% | 6.125% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.330% | 7.182% | 6.412% |
Monthly Tax Payment | $179 | $179 | $179 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,064 | $1,064 | $1,361 |
Total Monthly Payment | $1,317 | $1,317 | $1,614 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.