One or more photo(s) has been virtually staged. NO CDD and Low HOA for this 3/2 home that was New Highlands Home/Begonia model built in 2022. Interior is as clean as new builder models and has Owned Solar & Water Softner System on site, all for less than new builder models go for. Seller will consider buyer consessions or interest rate buy downs with strong offers. Key Features: Pond view with sidewalk trails, central mailboxes. $5800 spent on vinyl fenced yard with gates on both sides of property and water softner. $800 spent on epoxied floor in garage, $35, 000 spent on Solar Panels which makes TECO bills as low as $20 a month. No flood or hurricane damage. The open-concept layout has high ceilings and tons of seating for guests. Kitchen has large island stainless appliances and lots of counter space. Primary bedroom has walk in closet and bathroom featuring dual vanities and a separate shower.
5 minutes from the Walmart Supercenter, Aldi, and Lowe’s Home Improvement, and sports at the nearby Lake Myrtle Sports Park, and World Flea Market. Close to Regional Airport for private pilots. Home is perfect for families or investors. NO Rental Restrictions, allowing long and short-term rental. I-4 is approximately 5. 5 miles away and is the gateway to many of Central Florida's best attractions including Universal, Animal Kingdom, SeaWorld and Walt Disney Resort are within 30 miles of this home. Residents also have access to a community dog park and the Auburndale TECO Trail & located within walking distance of four full-sized soccer fields.
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Our Executive Mortgage Banker:
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William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $260,000 | $260,000 | $260,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.330% | 7.171% | 6.538% |
Monthly Tax Payment | $220 | $220 | $220 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,730 | $1,728 | $2,229 |
Total Monthly Payment | $2,025 | $2,023 | $2,524 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.