PRICE REDUCED! This FULLY FURNISHED home with HURRICANE IMPACT WINDOWS and BOATABLE WATER IS AN INCREDIBLE VALUE. Relish the tranquil views and the opportunity to fish or boat directly from the BRAND-NEW, LOW-MAINTENANCE TREX DECK/DOCK -- no worries about rotting wood. Dock your boat in navigable waters that lead to the Braden River and ultimately to the Manatee River. The home features a BRAND-NEW ROOF (installed December 2024) and HURRICANE-IMPACT WINDOWS THROUGHOUT, excluding the sliding door and storm door. A WALL BED in the great room offers convenient accommodations for visitors. Vinyl plank flooring flows throughout, with tile in the bathroom. The interior has been FULLY UPDATED with solid surface countertops, stainless steel appliances, refinished cabinetry, and fresh interior paint. The bathroom boasts a spacious shower with TWO GRAB BARS for safety and peace of mind. VAULTED CEILINGS and wainscoting add a touch of elegance. For added convenience, there's a stackable WASHER AND DRYER INSIDE, plus extra storage in two utility closets. Located in the gated, active, adult Sugar Creek community, residents enjoy free RV, trailer, or boat parking on a first-come, first-served basis. Low community dues ($175/month) cover security with the gated entrance, lawn maintenance, cable, internet, water, trash, sewer, clubhouse access, and amenities. Sugar Creek offers two pools -- a large heated lap pool and a Cool Pool.
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
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Our Executive Mortgage Banker:
Our Insurance Division:
$134,900
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $107,920 | $107,920 | $107,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.875% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.191% | 7.159% | 6.276% |
Monthly Tax Payment | $109 | $109 | $109 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $709 | $717 | $910 |
Total Monthly Payment | $893 | $901 | $1,094 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.