Pack your bags and get ready to move into this stunning, FULLY furnished, Turn Key 2-bedroom, 2-bathroom villa with a 2-car garage, located in the prestigious 55+ gated community of The Groves Golf & Country Club in Land O’ Lakes, FL. This villa is truly move-in ready and even includes all kitchen items, TV’s, and bedding! Used primarily as a second home, this property has experienced minimal wear and tear and has been meticulously maintained. As you approach, you’ll be greeted by a private courtyard entrance featuring beautifully coated concrete floors (2018) and a charming front porch that sets the tone for the elegance within. Step inside to a spacious, open living and dining area, complete with an elegant tray ceiling and crown molding. This inviting space flows seamlessly to an extended screened lanai with a solid roof, offering breathtaking views of a peaceful conservation area—perfect for relaxing or entertaining. The expansive kitchen boasts a breakfast nook and a large peninsula, making it ideal for casual dining or hosting guests. The split floor plan ensures privacy, with the primary suite offering serene conservation views. The en-suite bath features a dual vanity and a spacious walk-in closet. On the opposite side of the home, the second bedroom is conveniently located next to a full bath with a bathtub. A generously sized laundry room with extra storage enhances the home’s functionality. This villa is packed with upgrades, including Fresh interior paint (2019), Vinyl flooring in the living/dining areas and second bedroom, Hurricane-proof insulated windows (Nov 2022), Upgraded toilets, kitchen sink, faucet, and bathroom faucets, a New Roof (2019) and recently refreshed exterior paint. The Groves is a vibrant, active community that offers an unparalleled array of amenities, including golf, tennis, pickleball, bocce, shuffleboard, yoga, aerobics, a gym, a community pool, and more. Residents can enjoy social activities like karaoke, bingo, and card games, or explore the dog parks, butterfly garden, and vegetable garden. The clubhouse features a full-service restaurant open seven days a week. Your HOA fee includes: Spectrum Internet & TV, Lawn maintenance, Access to all community amenities, a New Roof every 17-20 years and Exterior Paint every 7-10 years. The Groves is pet and golf cart friendly and conveniently located near banks, hospitals, supermarkets, nail salon and restaurants. Tampa International Airport is just 30 minutes away, and pristine beaches are only 40 minutes from your doorstep. Best of all, residents own and operate the community amenities—including the golf course! Bonus Feature: The Ezgo Golf Cart (48-volt system with new batteries replaced in 2022) is also available for purchase—adding to the convenience and fun of your new lifestyle! Don’t miss your chance to own this move-in-ready gem in one of Florida’s most sought-after retirement communities. Call today to schedule your private showing!
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NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $271,555 | $271,555 | $271,555 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 7.000% | 6.125% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.330% | 7.182% | 6.412% |
Monthly Tax Payment | $349 | $349 | $349 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,807 | $1,807 | $2,310 |
Total Monthly Payment | $2,231 | $2,231 | $2,734 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.