Meticulously maintained expanded Franklin Model 3-Bedroom, 2-Bath home is located in the highly sought after gated 55+ community at On Top Of The World. When you walk in you are immediately greeted by a light and bright open floor plan with a spacious carpeted living/dining room and beautiful views of the landscaped back yard. French doors from the living area (with light blocking shades) lead to an L-shaped lanai that is perfect for entertaining. The lanai has been rescreened and has adjustable vinyl windows, ceiling fan, and a small refrigerator. The lanai electric circuit has been upgraded. Did you notice the lanai furniture? This is included in the purchase of the home. The private courtyard on the side of the home is gated and provides a safe space for our furry friends.
The galley style kitchen has plenty of white cabinets for storage, granite counters, stainless steel appliances, and eat in area with bay window. Primary bedroom is spacious with carpet, walk-in closet, and light blocking shades. The primary bath includes a step-in shower with bench, granite counters, and wood cabinets. The second bedroom is perfectly sized for guests. The third bedroom includes a walk-in closet and can be used as an office or TV room. The second bath has granite counters and a tub/shower combo. The laundry is located INSIDE and the washer/dryer convey.
The attached 2 car garage has built-in cabinets, a newer quiet garage door opener, and plenty of room for your vehicles and storage. Additional updates include HVAC-2021 and WATER HEATER-2022. Your HOA dues include lawn mowing, shrub trimming, and basic Cable TV. The internet provider is Spectrum with speeds up to 1 Gbps. On Top of the World Community offers many amenities such as pickleball, golf courses, restaurant and pub, indoor/outdoor heated pools, and exercise classes. The home is located conveniently to the Rec Center and Dog Park. Drive your golf cart to grocery stores, shopping, restaurants, and entertainment just outside the community! Homeowners are including the Gold version warranty package with appropriate offer. Call for your appointment to see today!
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Our Executive Mortgage Banker:
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$269,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $215,200 | $215,200 | $215,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 7.000% | 6.125% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.330% | 7.182% | 6.412% |
Monthly Tax Payment | $315 | $315 | $315 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,432 | $1,432 | $1,831 |
Total Monthly Payment | $1,822 | $1,822 | $2,221 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.