One or more photo(s) has been virtually staged. ***HIGH AND DRY*** ZERO HURRICANE DAMAGE!! Welcome to this remodeled and meticulously maintained 3 bedroom, 2 bathroom, 2 car garage with a state of the art hot springs spa home in the heart of Tarpon Springs. Stunning updates are present throughout the home that include fresh paint, all solid surface flooring, granite kitchen countertops. New appliances, owners suite walk-in closet, front door entry pavers and PGT impact resistant windows installed in 2005! Pergo Max scratch resistant laminate runs throughout except the 3rd bedroom and bathrooms where you have ceramic tile. French doors lead out to your screened rear porch and outdoor patio with sails for sun protection. 4 ton A/C system was installed in June 2021, water heater is 2024 and the concrete tile roof was installed in 2006 and the flat roof was installed in 2022. New garage door opener in 2024, Irrigation system pump replaced in 2020 and all sprinkler heads were replaced in 2021. No flood insurance required as this immaculate home is not in a flood zone. Home is approximately 1. 5 miles from Fred Howard Park and approximately 2. 5 miles from the Tarpon Sponge Docks and Downtown Tarpon.
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Our Executive Mortgage Banker:
Our Insurance Division:
$540,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $432,000 | $432,000 | $432,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 7.000% | 6.125% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.330% | 7.182% | 6.412% |
Monthly Tax Payment | $537 | $537 | $537 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $2,874 | $2,874 | $3,675 |
Total Monthly Payment | $3,503 | $3,503 | $4,304 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.