One or more photo(s) has been virtually staged. The ONLY 2bed condo on the "Beach Side" in New Smyrna for under $300k!! Fully renovated! A MUST SEE! Stroll or bike right out the back door and over to the unspoiled Indian River Lagoon Park for kayaking, plentiful redfish, dolphin & manatee sightings. Enjoy birdwatching, biking and gentle hiking throughout winding, fully canopied nature trails right outside your door. Ride your beach cruiser or take your golf cart to Publix, Flagler Avenue Shopping, or convenient drive on beach access via the 27th Ave. beach ramp less than a mile away. This 2bed, 1. 5bath condo is perfect for extended beach getaways for families or couples companion escapes. Income generation also available through rentals by owner. Thoughtfully renovated to be turn-key, move in ready and furnish to taste, including all important major upgrades having been completed including brand new stainless appliances, backsplash & newly painted cabinets with hardware in kitchen, new flooring, new lighting, all new bathroom vanity and countertop, upscale faucets and lighting fixtures, remote control and energy efficient ceiling fans, and fresh paint throughout. Community pool, BBQ & laundry. (furniture photos have been virtually staged to inspire your own personal choice of furnishing style).
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Our Executive Mortgage Banker:
Our Insurance Division:
$299,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $239,200 | $239,200 | $239,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 7.125% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.330% | 7.295% | 6.538% |
Monthly Tax Payment | $232 | $232 | $232 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,591 | $1,612 | $2,051 |
Total Monthly Payment | $1,898 | $1,919 | $2,358 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.