11 Hilltop Avenue, Newburgh, NY, 12550 | $399,999

Adorable Cape Cod home in an ideal location! Nestled on a dead end street, you will find your future home sitting between beautiful oak trees and views of the mountains. This home offers new appliances, lots of storage, a newer 24 x 15 Oval above ground pool, patio areas, and a propane fireplace! A charming home with arched entryways, hardwood flooring underneath carpeting, spacious bedrooms with deep closets, finished loft area which has bedrooms/office space and hardwood flooring, meticulous kitchen area, and a basement area that is partially finished. New washer and dryer purchased in December 2024. Outside is beautifully landscaped with perennials, gardens, walkways, and patio areas in the front of the home as well as near your pool with side fencing around the lot. Lots of storage area too! This home is only 2 minutes to Interstate 84; only 10 minutes to MetroNorth; 4 minutes to NYS Thruway. It is a quick 60 minute drive to NYC. Minutes to the Newburgh Waterfront and all of its restaurants. A 15 minute drive will bring you to the Shawangunk Mountains, wineries, and hiking. Come and see why this home should be your future home. Schedule your appointment today!

Features

  • Rooms: 5
  • Bedrooms: 3
  • Baths: 1 full
  • Style: Cape Cod
  • Year Built: 1953
  • Garage: 1-car
  • Heating: Propane
  • Cooling: Central Air
  • Basement: Full
  • Approx Sq. Feet: 1,383
  • Est. Taxes: $4,904
  • Elem. School: Contact Agent
  • Middle School: Newburgh
  • High School: Newburgh Free Academy
  • School District: Newburgh
  • Appliances: Dishwasher, Dryer, Gas Oven, Gas Range, Microwave, Refrigerator, Washer, Indirect Water Heater, Water Softener Owned
  • MLS#: 809501
  • Website: https://www.raveis.com
    /prop/809501/11hilltopavenue_newburgh_ny?source=qrflyer
Listing information has been assembled from various sources of varying degrees of reliability. Any information critical to the buying decision should be independently verified.Listing courtesy of HomeSmart Homes & Estates   Phone: 845-547-0005

William Raveis Family of Services

Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.

Customer Service

888.699.8876

Contact@raveis.com

Our family of companies offer our clients a new level of full-service real estate. We shall:

  • Market your home to realize a quick sale at the best possible price
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To learn more about our credentials, visit raveis.com today.

Sarah DeFlorioVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 1880936

347.223.0992

Sarah.DeFlorio@Raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
  • Offers you pre-approval in minutes!
  • Provides a guaranteed closing date that meets your needs
  • Has access to hundreds of loan programs, all at competitive rates
  • Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction

Robert ReadeRegional SVP Insurance Sales, William Raveis Insurance

860.690.5052

Robert.Reade@raveis.com

Our Insurance Division:

  • Will Provide a home insurance quote within 24 hours
  • Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
  • Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
    Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable

11 Hilltop Avenue, Newburgh, NY, 12550

$399,999

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Sarah DeFlorio

VP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 347.223.0992

Sarah.DeFlorio@Raveis.com

NMLS Mortgage Loan Originator ID 1880936

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $319,999 $319,999 $319,999
Term 360 months 360 months 180 months
Initial Interest Rate** 7.000% 7.000% 6.125%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 7.330% 7.182% 6.412%
Monthly Tax Payment $409 $409 $409
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $2,129 $2,129 $2,722
Total Monthly Payment $2,613 $2,613 $3,206

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.