Under contract-accepting backup offers. ***Wow - 9' BASE ELEVATION; no water intrusion from Helene or Milton!*** This home offers a balance of modern upgrades, outdoor leisure, and an enviable location with a high walkability score; perfect for full-time residents or those looking for a second home to enjoy Florida's sunshine and beaches! Property highlights include solid block construction, 3 bedroom, 2 baths, 1 car garage, Terrazzo floors throughout - so easy to maintain, a newly installed (Dec 2024) custom designed kitchen with solid wood (maple and white oak) cabinets, premium quarts countertops with matching backsplash, and brand-new range, microwave, disposal and bar lighting. Baths have been updated too by prior owner approx. 2 yrs ago. Head out back to the large, covered porch; it spans the full width of the home, plus sparkling heated pool & spa (installed 2 yrs ago) surrounded by travertine pavers and a fire pit. Others features include all new in 2023 PGT windows and sliding doors throughout as well as a newer hurricane rated garage door. And there is more…an updated electrical panel, an irrigation system for easy lawn care, a large all-paver circular driveway and courtyard. A vinyl privacy fence surrounds the property (partially damaged in hurricane; repairs are scheduled and paid for to be completed early February). Owners say: "Tierra Verde is truly a hidden secret! We loved living on a quiet island that is beautiful, not so busy with congestion like some touristy areas, quick interstate access, easy stroll to four good restaurants, and so important that it is elevated higher more than most surrounding waterfront communities. ” TV is a highly desirable man-made island with lots of shops, restaurants, walking and biking trails, and so close to historic Ft. Desoto Park. And if you're a boater, you’re just steps away from your own boat or join the boat club at the marina and have with easy access to an incredible boating community and the Gulf of Mexico; so great for fishing, diving, exploring, and so much fun! Live with very easy access to the interstate allowing just a 15-minute drive to downtown St Pete, and 40 minutes to Tampa International Airport. Come enjoy the life you've always wanted and have it all; simplicity with a desirable, convenient lifestyle in a dream location!
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Our Executive Mortgage Banker:
Our Insurance Division:
$839,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
|
---|---|---|---|
Loan Amount | $671,200 | $671,200 | $671,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.750% | 6.625% | 6.625% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.559% | 6.723% | 6.847% |
Monthly Tax Payment | $812 | $812 | $812 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $4,353 | $4,298 | $5,893 |
Total Monthly Payment | $5,257 | $5,202 | $6,797 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.