Welcome to this rare opportunity in The Ravines community of Woodridge, conveniently located off Highway 29. This spacious two-bedroom, two-bathroom home offers 2, 000 sq. ft. of open living space, including a versatile extra room that can serve as a third bedroom, office, or workout room - whatever best suits your lifestyle. Enjoy the bright and airy sunroom, perfect for relaxing or enjoying a good book or puzzle, and an outdoor patio ideal for grilling or soaking up the peaceful surroundings. The private, quiet backyard offers an ideal setting for birdwatching and enjoying a cup of coffee to start your day! The master bathroom features a newly updated shower, adding a fresh and modern touch to the home. The washer, dryer, and refrigerator are included, providing added convenience. An exciting addition: the home will receive a new roof in April 2025, fully covered by the seller! Located just steps away from the community clubhouse, you'll have access to fantastic amenities such as a pool, gym, card room, and social area - perfect for meeting neighbors and enjoying an active lifestyle. This home is ideally located just 15 minutes from GSP airport and only minutes from the YMCA, Target, Home Depot, Costco, and much more. Additionally, it's close to multiple Prisma Health doctor offices for added convenience. Don't miss your chance to own this wonderful home in one of the most desirable communities in the upstate!
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Our Executive Mortgage Banker:
Our Insurance Division:
$329,500
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 401.474.4879
Whitney.Rugg@raveis.com
NMLS Mortgage Loan Originator ID 7654
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $263,600 | $263,600 | $263,600 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 7.000% | 6.125% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.330% | 7.182% | 6.412% |
Monthly Tax Payment | $163 | $163 | $163 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,754 | $1,754 | $2,242 |
Total Monthly Payment | $1,991 | $1,991 | $2,479 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.