Fabulous Ridgefield home with lake rights! This welcoming two bedroom home offers an open concept living, kitchen and dining area, a stunning wood burning stone fireplace and large picture windows with peaks of Rainbow Lake. Set on a quiet street and abutting thousands of acres of open space, this home is a nature lover's dream! Swim, fish, kayak, skate, or hike all from your doorstep! Beach access is less than a five minute walk and the adjoining open space offers 1000s of contiguous acres of protected land. Move-in now and add your touches over time to make this home your perfect retreat. Potential for expansion in the unfinished attic. . . the only limit is your imagination! Weekenders, down-sizers or just starting out, this home offers a little slice of heaven in one of Connecticut's most coveted towns. Ridgefield boasts a thriving arts scene, top rated schools, museums, restaurants, shopping, and endless recreation opportunities. Famous for its iconic Main Street, picturesque beauty and celebrated sense of community, you'll love every minute of living here! Rainbow Lake is one of the most beautiful walking spots in Ridgefield, set among peaceful lanes with backdrops of shimmering water. Rare opportunity to enter Ridgefield in such a special location! Hurry! (Additional photos of virtual inspiration coming soon!)
Type | Description | Level |
---|---|---|
Bedroom 1 | Sliders | Main |
Dining Room | Main | |
Living Room | Fireplace | Main |
Primary Bedroom | Main |
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William Raveis Real Estate
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William Raveis Mortgage, LLC
Phone: 203.980.8025
Frank.Kolb@raveis.com
NMLS Mortgage Loan Originator ID 81725
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $359,200 | $359,200 | $359,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 7.000% | 6.125% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.330% | 7.182% | 6.412% |
Monthly Tax Payment | $517 | $517 | $517 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,390 | $2,390 | $3,055 |
Total Monthly Payment | $2,982 | $2,982 | $3,647 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.