BETTER THAN NEW! This 2022 Jemison…perhaps the most prized 3/2 model sold by DR Horton in Central Florida which has not been available in VICTORIA OAKS since June of 2024… sweetly rests on a coveted CORNER PARCEL in one of Deland’s PREMIER COMMUNITIES! With an easy Orlando commute, the reasonable dues include clubhouse and community centers, fitness centers, walking and biking trails, sand volleyball, tennis courts, Lake Victoria, high-speed internet, premium cable, and reclaimed irrigation, making it actually MORE AFFORDABLE to live within this HOA than living outside of an HOA when considering its many amenities and benefits. Living larger than its square footage and with an OPEN FLOOR PLAN that emanates a CONTEMPORARY FLAIR, this gem is set in tasteful finishes and gold accents throughout elevating the home to luxury living! Just past the front porch, the entry door with a transom window above welcomes into living areas which provide enormous flexibility of use as there are no defining walls between the living room, dining room, and kitchen allowing for give-and-take for the different needs and occasions while offering plenty of room for gathering. The kitchen is a brilliant white…gleaming WHITE CABINETRY, GRANITE COUNTERTOPS, SS APPLIANCES, a REVERSE OSMOSIS KITCHEN FAUCET SYSTEM, and a HUGE WALK-IN PANTRY!!! Unlike so many other models, the CENTER ISLAND FACES THE HEART OF THE HOME, not a view to the neighbor’s side wall; and since there are NO NEIGHBORS TO THE LEFT on this CORNER LOT and NO NEIGHBORS BEHIND THE HOME either, sunlight streams in from multiple windows making everything light and bright while providing picturesque views! FRENCH DOUBLE DOORS open into the STUDY (or OPTIONAL 3rd bedroom with a CLOSET) and are positioned in such a way as to give depth and width, counteracting any long “shot-gun” challenge found in other floor plans. The MASTER SUITE is considerably spacious, and its highlights include an equally impressive WALK-IN CLOSET, WALK-IN SHOWER, COMFORT-HEIGHT DOUBLE VANITY, and PRIVATE WATER CLOSET. A secondary bedroom towards the front of the home accesses a cheery hall bath, and an INDOOR LAUNDRY room completes the "ALL YOU COULD REALLY WANT" design. Through the GLASS SLIDERS, the COVERED LANAI has been EXTENDED with an attractive array of light-colored outdoor pavers creating approximately another 300 sf of OUTDOOR LIVING! Additional upgrades and improvements include a newer WATER SOFTENER, SMART HOME TECHNOLOGY, and each window is beautifully dressed with elegant DUAL SHEER SHADES (ZEBRA BLINDS) that offer a modern look with exceptional light control! Located five minutes from I-4, five minutes to Starbucks & Publix, about 30 to Florida's beaches & an hour to Orlando's world-class attractions. Deland was named America's #1 Main Street…close enough to all things you need with a “hometown” feel!
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Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $263,920 | $263,920 | $263,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 7.000% | 6.125% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.330% | 7.182% | 6.412% |
Monthly Tax Payment | $0 | $0 | $0 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,756 | $1,756 | $2,245 |
Total Monthly Payment | $1,831 | $1,831 | $2,320 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.