** LISTED AT APPRAISED VALUE ** Welcome to this delightful 3-bedroom, 2. 5-bathroom home with over 2, 000 heated square feet of living space, located on 0. 57 acres and nestled in a peaceful cul-de-sac in the growing Saint Cloud area. Offering a serene country charm while still being conveniently close to major roadways like the Florida Turnpike, Hwy 192, and just a short drive from the bustling attractions of Kissimmee and the sunny beaches of Melbourne, this home is the perfect blend of tranquility and convenience. Recently improved with a New Roof (2022), Gutters (2022), Electric Water Heater (2024), Double Pane Windows (2020), Exterior Paint (2020), New Hardie Board Siding (2020) and 2-Bay Metal Workshop 25x24 (2018). As you approach the home, you’ll be greeted by a covered front patio, ideal for enjoying peaceful mornings or evenings. The unique layout of the first floor opens into a cozy living room with a fireplace, creating a warm and inviting atmosphere. Just beyond, a dining area is perfect for family meals, with French doors leading to the spacious rear patio and fully fenced-in backyard, providing a great space for outdoor entertainment. The kitchen is a chef’s dream, featuring an abundance of counter and cabinet space, a pass-through window to the living room, stainless steel appliances, and a charming tray ceiling. A convenient half bath is located nearby, ideal for guests. Beyond the kitchen, you’ll find a hallway leading to the family room, along with French doors opening into a versatile bonus room. This space can serve as a den, home office, craft room, playroom, or whatever your growing family needs. Upstairs, the primary suite awaits with a private en-suite bathroom, including a walk-in closet and a stand-alone shower. Two additional generously sized bedrooms and a full bathroom complete the second floor, providing ample space for your family. The expansive lot, over half an acre, offers privacy and plenty of room to enjoy the outdoors. The property features two detached storage buildings for added convenience, as well as a detached 2-car garage, ensuring plenty of space for your vehicles, tools, and toys. Whether you're relaxing in the quiet, spacious backyard or taking advantage of the nearby beaches, this home truly offers the best of both worlds. Don’t miss out on this incredible opportunity to own a charming country retreat in Saint Cloud!
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William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $388,000 | $388,000 | $388,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 7.125% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.330% | 7.295% | 6.538% |
Monthly Tax Payment | $191 | $191 | $191 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,581 | $2,614 | $3,327 |
Total Monthly Payment | $2,847 | $2,880 | $3,593 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.