NO HOA / NO CDD. Just 2 YEARS OLD and meticulously maintained 3 BEDROOM 2 BATH HOME in GULF COVE features a bright OPEN FLOOR PLAN with vaulted ceiling, plenty of sunlight and lots of upgrades! ALL TILE (no carpeting), Large QUARTZ Island & Countertops, Walk-in Pantry, ALL APPLIANCES INCLUDED (including washer & dryer), Relax or entertain on the 12 ft x 18 ft Paver Patio ~and there’s plenty of room in the backyard for a fire pit -or a future pool if desired. Additional features include; a Paver Driveway, Irrigation System installed, Gutters added -and Fiber Optic Internet is now available! This home is located on a nice quiet street, yet just 15 minutes from Boca Grande Island's beaches, shopping, dining, and world famous fishing, -or 20 minutes to Englewood Beach for parasailing, dining and sand and sun. . For the sports enthusiast the Tampa Bay Rays have their spring training facility 5 miles away with several other spring trainings in neighboring towns. GULF COVE offers a variety of community gatherings and there are Farmers Markets and plenty of other events happening nearby. Come discover Florida living at its best with NO HOA / NO CDD. For $65 YEARLY STICKER FEE you have access to the Private Community Boat Launch onto the Myakka River -with just 1 bridge you can be boating and fishing in Charlotte Harbor or on to the Gulf of Mexico. There’s a brand new Freedom Boat Club 5 minutes away! Flood Insurance policy is only 167 month. Listing Agent is part owner and is happy to provide information on some great local lenders.
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Our Executive Mortgage Banker:
Our Insurance Division:
$328,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $262,400 | $262,400 | $262,400 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 7.000% | 6.125% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.330% | 7.182% | 6.412% |
Monthly Tax Payment | $364 | $364 | $364 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,746 | $1,746 | $2,232 |
Total Monthly Payment | $2,185 | $2,185 | $2,671 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.