One or more photo(s) has been virtually staged. Welcome home to this tastefully updated home with a DETACHED IN-LAW Suite in Clearwater. Once you tour through this beautiful home you know that you have arrived somewhere very special. True pride of ownership and attention to detail prevails. NEW Contemporary Horizontal Slat Fence, NEW Driveway, ROOF 2024, AC 2020. The main house has a Split Bedroom Floorplan, Crown Molding, Custom Chair Molding with Decorative Accents and FRESH PAINT. No Carpet in either building with Laminate and Tile Floors throughout. There is a Custom Florida Room with its own separate AC unit, Full Kitchen- Cooktop, Oven, Sink and Refrigerator, Seating Area with room for a full-size kitchen table- Perfect for Parties and Gatherings. Enjoy relaxing on your oversized, screen enclosed PVC Lania. The backyard has 2 sheds, both with light and power. The detached MOTHER-IN-LAW building built in 2016 is 660 SqFt with a separate side entrance. The In-Law Home is tastefully designed with its own Kitchen with Granite, Rich Wood Cabinets with upgraded pulls, Stainless Steel Appliances with a Full-Size Refrigerator in addition to a Living Room, Full Bathroom, Bedroom with a Huge Walk-In Closet and inside Laundry. When the In-Law House was built 8 years ago the owner paid great attention to detail which included installing a NEW SEPTIC SYSTEM with two tanks to accommodate the new and existing building, NEW BREAKER BOX and UPGRADED ELECTRICAL, its own PRIVATE PORCH AND A PRIVATE LOCKING ENTRY- separate from the main house. This is a truly unique opportunity. This must see home will not disappoint! No HOA, no CDDs. LENDER INCENTIVE/CONCESSION AVAILABLE FOR BUYERS. Call for details. VISIT OUR 3D TOUR.
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Our Executive Mortgage Banker:
Our Insurance Division:
$560,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $448,000 | $448,000 | $448,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 7.000% | 6.125% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.330% | 7.182% | 6.412% |
Monthly Tax Payment | $191 | $191 | $191 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $2,981 | $2,981 | $3,811 |
Total Monthly Payment | $3,264 | $3,264 | $4,094 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.