Welcome to this updated end unit Villa in the desirable community of Terra Ceia Golf and Country Club. This home sited on the 8th tee with beautiful water and golf course views features three bedrooms with generous closet space, two updated baths, a modern kitchen with ample cabinetry, updated appliances, granite counters and a counter height bar for dining. An enclosed private lanai overlooking the 8th tee and fairway provides the perfect spot to relax and sip a beverage or just curl up with a good book. A split floor plan with a generous open concept great room makes this the ideal home to relax and soak in the Florida lifestyle. A generous private two car garage with workbench and lots of shelving for storage allows for plenty of room for a golf cart, golf clubs or even fishing equipment. Terra Ceia Golf and Country Club offers its residents a fishing pier and a walking path through the mangroves on Terra Ceia Bay with views of the Skyway Bridge as a backdrop. The Club offers both Social and Golf memberships although joining is optional to the public 18 hole, par 62 executive course. Fully maintained community heated pool is included in your condo fees. This community's location is conveniently located between Sarasota and St Pete with easy access to the beautiful beaches of the Gulf Coast and within minutes of the Safe Harbor Regatta Pointe Marina. Schedule your appointment to see all that this community offers today!
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$389,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $311,200 | $311,200 | $311,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 7.000% | 6.125% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.330% | 7.182% | 6.412% |
Monthly Tax Payment | $510 | $510 | $510 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,070 | $2,070 | $2,647 |
Total Monthly Payment | $2,655 | $2,655 | $3,232 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.