Welcome to one of the most IMPRESSIVE 55+ retirement communities in America - THE VILLAGES in sunny central Florida, where your DREAM HOME awaits! Nestled on a QUIET street in the desirable VILLAGE of AMELIA, this IRIS Designer home boasts 3 BR / 2 BA / 2. 5 CAR GARAGE, REAR PRIVACY with NO HOMES BEHIND, ROOM FOR A POOL, and the exceptional VILLAGES LIFESTYLE! This home is ideally located between Lake Sumter Landing & Brownwood town squares, offering FREE nightly entertainment and convenient access to the COMMERCIAL CORRIDORS of 466 & 466-A for all your everyday needs. You can also access the VILLAGES LIFESTYLE at several nearby rec centers - Amelia, Mallory Square, Odell & Hadley. Enjoy year-round COMPLIMENTARY GOLF on Executive courses, access to over 3, 000 social clubs, and countless recreational opportunities throughout The Villages. After a full day of leisure activities, come home to your PERSONAL SANCTUARY to relax and unwind. This WELL MAINTAINED home boasts CURB APPEAL with a CONCRETE BLOCK & STUCCO exterior, refreshed MATURE LANDSCAPING (2023), and an upcoming ARCHITECTURAL SHINGLE ROOF (Jan 2025). The decorative GLASS HALF LITE front door with intricate accents and matching side panels creates a warm and inviting entrance. Step inside the angled FOYER with large TILE FLOORING, which creates an impressive entrance into your next “HOME SWEET HOME!” This OPEN CONCEPT floor plan with VAULTED CEILINGS and a neutral color palette creates a warm ambiance, perfect for entertaining. The KITCHEN is a culinary haven featuring WHITE CABINETS with PULL OUTS and a LAZY SUSAN, GRANITE COUNTERTOPS, a PULL DOWN FAUCET over an undermount sink, and top-of-the-line SS APPLIANCES, including a 2022 double drawer FRENCH DOOR Refrigerator, plus a CLOSET PANTRY. The spacious BREAKFAST BAR is perfect for entertaining, while the bright BREAKFAST NOOK offers a serene spot for casual meals. The PRIMARY SUITE offers diagonal set TILE FLOORING, an elegant TRAY CEILING, a luxurious ENSUITE BATHROOM with GRANITE COUNTERTOPS, framed mirrors, a ROMAN SHOWER w/ built in seat, and a spacious WALK-IN CLOSET. Two GUEST BEDROOMS offer flexible accommodations, with BR #2 (front) featuring a CATHEDRAL CEILING and transom window for NATURAL LIGHT. The nearby GUEST BATHROOM includes a walk-in shower w/ a FRAMELESS GLASS DOOR, matching GRANITE COUNTERTOP on single sink/vanity, and a COMFORT HEIGHT TOILET. From the main living area, two sets of SLIDING GLASS DOORS lead to the 28’ x 12’ ENCLOSED LANAI with diagonal set TILE FLOORING, full length PLEXIGLASS SLIDING WINDOWS, and SOLAR SHADES. offering access toThe spacious OPEN PATIO can be accessed from the lanai. during balmy Florida winters, enjoy BBQs, alfresco dining, and breathtaking sunsets with the WEST-FACING rear exposure. Add’l highlights include: HVAC (2022), a versatile LAUNDRY ROOM/OFFICE with built-in sink/vanity and extra cabinet storage, premium interlocking garage flooring tiles (2021), a motorized GARAGE SCREEN, 3 SOLAR TUBES, attic pull-down stairs, and extra blown-in insulation above the garage and lanai for energy efficiency. Don’t miss your chance to own a “SLICE of PARADISE” in a vibrant community brimming with amenities, activities, and opportunities to create cherished memories. CALL today for your private showing! BOND BALANCE ~ $11, 410. 90
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Our Executive Mortgage Banker:
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Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $419,920 | $419,920 | $419,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 7.125% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.330% | 7.295% | 6.538% |
Monthly Tax Payment | $406 | $406 | $406 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $2,794 | $2,829 | $3,600 |
Total Monthly Payment | $3,292 | $3,327 | $4,098 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.