Nestled on a peaceful street in the sought-after boating community of Harbor Cove, this adorable 2-bedroom, 2-bathroom home offers a blend of comfort and coastal charm. The heart of the home is its airy Florida room, beautifully shaded by a majestic oak tree and kept cool under central air—perfect for relaxing or entertaining year-round.
Inside, the master suite impresses with its generous size, a large ensuite bathroom, and ample storage, including a walk-in closet. The second bedroom also boasts dual closets, making it ideal for guests or as a versatile space. The kitchen has been thoughtfully updated with solid-surface countertops, updated cabinets, and a new dishwasher and refrigerator, ensuring a stylish and functional cooking experience.
The oversized shed is a standout feature, offering a fantastic workbench and a brand-new washer and dryer, providing ample space for projects and storage. With a brand-new roof, a 2020 AC unit, and ongoing replumbing, this home is move-in ready with peace of mind for years to come.
Harbor Cove is a vibrant, active 55+ waterfront community located on the scenic Gulf Coast of Florida. Boasting direct access to the Myakka River and beyond, it’s a boater’s paradise with private docks and a marina. Residents enjoy a range of amenities, including two heated pools, a hot tub, fitness center, clubhouse, and numerous social clubs and activities. Whether you’re exploring the waterways, relaxing by the pool, or engaging in the friendly community spirit, Harbor Cove offers an idyllic lifestyle.
Don’t miss the chance to own this gem in a community that truly has it all!
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William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $131,920 | $131,920 | $131,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 7.000% | 6.125% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.330% | 7.182% | 6.412% |
Monthly Tax Payment | $54 | $54 | $54 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $878 | $878 | $1,122 |
Total Monthly Payment | $1,007 | $1,007 | $1,251 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.