Welcome to this move-in ready home in the southern, rural section of Middletown. Enjoy the open concept first floor with the living room, dining room and kitchen which flow nicely together making for a cozy, comfortable atmosphere. The remodeled (and spacious) kitchen is a culinary delight with a gas cooktop, double wall ovens, stainless steel appliances, granite countertops, a breakfast bar and lots of bright white, wood cabinets. There is also a convenient and remodeled half bath on the first floor. With two full dormers, the second floor has the head room and space of a colonial rather than a cape. The primary bedroom is large (23. 5' x 12'!!) with hardwood floors. An additional bedroom can also serve as an office if need be. The hallway full bath features a tub with shower. There is plenty of storage in the full basement as well as the laundry facilities and well maintained mechanicals including a newer water heater and oil tank. Both the home and the two car garage have a newer roof (2020 installation), replacement thermopane windows, and easy care vinyl siding. Spoil yourself with the best of both worlds in this rural location yet close to all the downtown conveniences offered in Middletown including shopping, restaurants, the riverfront park, museums and easy commuting statewide with quick access to Route 9.
Type | Description | Dimensions | Level |
---|---|---|---|
Bedroom 1 | Hardwood Floor | 9.8 x 11.5 | Upper |
Dining Room | Hardwood Floor | 11.0 x 12.5 | Main |
Eat-In Kitchen | Remodeled,Breakfast Bar,Granite Counters,Island,Sliders,Vinyl Floor | 11.8 x 23.5 | Main |
Full Bath | Corian Counters,Tub w/Shower,Vinyl Floor | 5.0 x 10.0 | Upper |
Half Bath | Remodeled,Corian Counters,Tile Floor | 4.5 x 7.8 | Main |
Living Room | Bay/Bow Window,Ceiling Fan,Gas Log Fireplace,Hardwood Floor | 12.3 x 12.8 | Main |
Primary Bedroom | Ceiling Fan,Hardwood Floor | 11.2 x 23.5 | Upper |
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William Raveis Real Estate
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William Raveis Mortgage, LLC
Phone: 203.641.8287
Dave.Beckman@raveis.com
NMLS Mortgage Loan Originator ID 10930
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $249,600 | $249,600 | $249,600 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 7.000% | 6.125% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.330% | 7.182% | 6.412% |
Monthly Tax Payment | $433 | $433 | $433 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,661 | $1,661 | $2,123 |
Total Monthly Payment | $2,169 | $2,169 | $2,631 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.