Under contract-accepting backup offers. Enjoy unobstructed panoramic water views from every room in this fully updated 2-bedroom, 2-bathroom condo on the coveted Isla del Sol in St. Petersburg. Situated within the premier waterfront community of Palma Del Mar, this rare eighth-floor unit offers unparalleled tranquility and modern elegance. Step onto your private balcony to greet each morning with the serene sight of the intracoastal waterway, where the horizon meets endless blue skies. From the moment you step inside, you will be greeted by an open-concept design filled with natural light and stunning waterfront views. The spacious living area features elegant finishes and coastal decor (furnishings optional and available for purchase) seamlessly flowing into the dining space—ideal for hosting. The fully updated kitchen is a dream with light and bright finishes and perfect functionality, equipped with stainless steel appliances, deep sink, clean quartz countertops, sleek, white custom cabinetry, and a breakfast bar. The thoughtfully designed split-bedroom floor plan ensures privacy for both residents and guests, enhancing comfort and livability. The primary suite offers balcony access and breathtaking water views, a walk-in closet, and a spa-like en-suite bathroom complete with a tiled, walk-in shower and upgraded vanity with stone countertop and ample countertop space. The guest bedroom is equally inviting in size, with a walk-in closet and convenient access to the second full bathroom. Additional amenities include an in-unit laundry room with built-in shelving, reserved parking spot, private storage unit on the 8th floor, new HVAC (April 2024), newer plumbing throughout the unit, new windows, appliances, and hurricane shutters. Residents enjoy a resort-style pool, hot tub, and lushly landscaped grounds, along with building-specific perks like a recreational room, kayak and bicycle storage, and an on-site car wash. HOA fees cover water, sewage, trash, cable TV, and internet. Isla del Sol offers more than just a home—it’s a vibrant community surrounded by endless attractions. Stroll through nearby shops, savor waterfront dining, or play a round of golf at the Isla del Sol Yacht & Country Club. With easy access to major highways, you’re just minutes from downtown St. Petersburg, a hub of culture and entertainment. Don’t miss your chance to own this exceptional piece of waterfront paradise.
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Our Executive Mortgage Banker:
Our Insurance Division:
$560,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $448,000 | $448,000 | $448,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 7.000% | 6.125% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.330% | 7.182% | 6.412% |
Monthly Tax Payment | $853 | $853 | $853 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $2,981 | $2,981 | $3,811 |
Total Monthly Payment | $3,926 | $3,926 | $4,756 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.