1814 W Palms DRIVE, Port Charlotte, FL, 33953 | $306,999

Welcome to maintenance-free living in sunny Florida! The homeowner’s insurance is only $950 per year and the low-cost monthly HOA fee is only $156 (landscaping & master reserve fee). The HOA fee includes full lawn maintenance of your property (including inside your fence), roof replacement when needed, and outside painting of your villa. This rare villa has a fully fenced yard that backs up to a nature conservation with total privacy. There is a full view of the lake from the front bedroom. The villa is in a no-flood zone (Zone X) and no flood insurance is required.
Upon arrival, you will notice mature landscaping, a paver driveway and walkway, and a stone wall entry. Once inside you will immediately be immersed in a large open floor plan with a massive 10. 5-foot quartz countertop kitchen island, a decorative tile kitchen backsplash, neutral-colored tile floors throughout the main living area, 42” solid wood white kitchen cabinets, floor-to-ceiling tile in both bathrooms with matching quartz countertops, and a large master bedroom with a huge walk-in closet.

Additional upgrades include Sherwin Williams designer paint throughout, Pergo laminate floors in all three bedrooms, pendant lights over the kitchen island with matching foyer light, ceiling fan in the master bedroom, epoxy flooring in the 2-car garage, a finished lanai with two ceiling fans, tech flooring and no-see-um screen, and a decorative fenced in yard for pets or entertaining. Attic flooring was recently installed for additional storage. The home has quarterly pest control including termite spikes, hurricane shutters, WiFi garage door opener, and a Ring doorbell that will stay with the property. Outside watering of your lawn is free. Garbage & sewer fees are included in your property taxes.

If you're looking for an active lifestyle then this is your community. Take a short golf cart ride to the community pool with many aquatic exercise classes, a gym, 5 miles of walking/biking trails, a frisbee golf course, multiple playgrounds, soccer fields, and volleyball courts. The Gulf beaches are only 20 minutes away by car. With this much to do, you will never run out of ways to keep active!

Features

  • Amenities: Basketball Court, Maintenance, Park, Playground, Tennis Court(s), Vehicle Restrictions
  • Rooms: 8
  • Bedrooms: 3
  • Baths: 2 full
  • Laundry: Inside, Laundry Room
  • Style: Contemporary
  • Year Built: 2022
  • Garage: 2-car Driveway, Garage Door Opener, Ground Level, On Street
  • Heating: Central, Electric
  • Cooling: Central Air
  • Approx Sq. Feet: 1,502
  • Acreage: 0.11
  • Est. Taxes: $5,592
  • HOA Fee: $128 Monthly
  • Lot Desc: Conservation Area, Sidewalk
  • View: Trees/Woods, Water
  • Pet Policy: Yes
  • Appliances: Dishwasher, Disposal, Electric Water Heater, Exhaust Fan, Ice Maker, Microwave, Range, Refrigerator
  • MLS#: TB8334645
  • Days on Market: 1 day
  • Website: https://www.raveis.com
    /prop/TB8334645/1814wpalmsdrive_portcharlotte_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 1/8/2025 12:58:22 AM)
Listing courtesy of HOME SOLD REALTY   Phone: 833-700-2782

William Raveis Family of Services

Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.

Customer Service

888.699.8876

Contact@raveis.com

Our family of companies offer our clients a new level of full-service real estate. We shall:

  • Market your home to realize a quick sale at the best possible price
  • Place up to 20+ photos of your home on our website, raveis.com, which receives over 1 billion hits per year
  • Provide frequent communication and tracking reports showing the Internet views your home received on raveis.com
  • Showcase your home on raveis.com with a larger and more prominent format
  • Give you the full resources and strength of William Raveis Real Estate, Mortgage & Insurance and our cutting-edge technology

To learn more about our credentials, visit raveis.com today.

Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
  • Offers you pre-approval in minutes!
  • Provides a guaranteed closing date that meets your needs
  • Has access to hundreds of loan programs, all at competitive rates
  • Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction

Robert ReadeRegional SVP Insurance Sales, William Raveis Insurance

860.690.5052

Robert.Reade@raveis.com

Our Insurance Division:

  • Will Provide a home insurance quote within 24 hours
  • Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
  • Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
    Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable

1814 W Palms DRIVE, Port Charlotte, FL, 33953

$306,999

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $245,599 $245,599 $245,599
Term 360 months 360 months 180 months
Initial Interest Rate** 7.000% 7.000% 6.125%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 7.330% 7.182% 6.412%
Monthly Tax Payment $466 $466 $466
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $1,634 $1,634 $2,089
Total Monthly Payment $2,175 $2,175 $2,630

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.